Mercury General profit margin MCY
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- 14.8%
- Net margin on a year earlier
- +8.0 pts
- Peer median
- 17.4%
Over the twelve months to Jun 30, 2026, Mercury General kept 14.8% of its revenue as net profit.
Five years earlier its net margin was 12.3%.
The median for 10 property and casualty insurers of a similar size is 17.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 9.0% |
| FY2024 | 8.5% |
| FY2023 | 2.1% |
| FY2022 | −14.1% |
| FY2021 | 6.2% |
| FY2020 | 9.9% |
| FY2019 | 8.1% |
| FY2018 | −0.2% |
| FY2017 | 4.2% |
| FY2016 | 2.3% |
| FY2015 | 2.5% |
| FY2014 | 5.9% |
| FY2013 | 4.0% |
| FY2012 | 4.2% |
| FY2011 | 6.9% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 14.8% | +8.0 pts | |
| Q1 FY26 | 13.7% | +8.6 pts | |
| Q4 FY25 | 9.0% | +0.5 pts | |
| Q3 FY25 | 7.5% | −2.6 pts | |
| Q2 FY25 | 6.8% | +0.4 pts | |
| Q1 FY25 | 5.1% | +0.6 pts | |
| Q4 FY24 | 8.5% | +6.5 pts | |
| Q3 FY24 | 10.2% | +12.5 pts | |
| Q2 FY24 | 6.4% | +10.9 pts | |
| Q1 FY24 | 4.5% | +13.6 pts | |
| Q4 FY23 | 2.1% | +16.2 pts | |
| Q3 FY23 | −2.3% | +11.1 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest Mercury General's size, closest first, today.
| Company | Profit margin |
|---|---|
| MCYMercury General | 14.8% |
| SIGISelective Insurance | 9.4% |
| RLIRLI | 20.3% |
| WTMWhite Mountains Insurance | 29.3% |
| AXSAxis Capital | 16.2% |
| THGHanover Insurance | 11.2% |
| KNSLKinsale Capital | 28.5% |
| PLMRPalomar | 18.6% |
| SLDESlide Insurance | 40.0% |
| SPNTSiriusPoint | 15.6% |
| SKWDSkyward Specialty Insurance | 10.8% |
| Peer median | 17.4% |
Where Mercury General ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Mercury General
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.