Selective Insurance profit margin SIGI
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- 9.4%
- Net margin on a year earlier
- +1.6 pts
- Peer median
- 17.4%
Over the twelve months to Sep 30, 2026, Selective Insurance kept 9.4% of its revenue as net profit.
Five years earlier its net margin was 13.1%.
The median for 10 property and casualty insurers of a similar size is 17.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 8.7% |
| FY2024 | 4.3% |
| FY2023 | 8.6% |
| FY2022 | 6.3% |
| FY2021 | 12.0% |
| FY2020 | 8.4% |
| FY2019 | 9.5% |
| FY2018 | 6.9% |
| FY2017 | 6.8% |
| FY2016 | 6.9% |
| FY2015 | 7.8% |
| FY2014 | 7.0% |
| FY2013 | 5.6% |
| FY2012 | 2.2% |
| FY2011 | 1.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q3 FY26 | 9.4% | +1.6 pts | |
| Q2 FY26 | 9.1% | +1.6 pts | |
| Q1 FY26 | 8.4% | +3.7 pts | |
| Q4 FY25 | 8.7% | +4.5 pts | |
| Q3 FY25 | 7.8% | +2.8 pts | |
| Q2 FY25 | 7.5% | +2.4 pts | |
| Q1 FY25 | 4.7% | −3.4 pts | |
| Q4 FY24 | 4.3% | −4.4 pts | |
| Q3 FY24 | 5.0% | −3.0 pts | |
| Q2 FY24 | 5.1% | −2.1 pts | |
| Q1 FY24 | 8.1% | +1.0 pts | |
| Q4 FY23 | 8.6% | +2.3 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest Selective Insurance's size, closest first, today.
| Company | Profit margin |
|---|---|
| SIGISelective Insurance | 9.4% |
| MCYMercury General | 14.8% |
| RLIRLI | 20.3% |
| WTMWhite Mountains Insurance | 29.3% |
| AXSAxis Capital | 16.2% |
| THGHanover Insurance | 11.2% |
| KNSLKinsale Capital | 28.5% |
| PLMRPalomar | 18.6% |
| SLDESlide Insurance | 40.0% |
| SPNTSiriusPoint | 15.6% |
| SKWDSkyward Specialty Insurance | 10.8% |
| Peer median | 17.4% |
Where Selective Insurance ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Selective Insurance
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.