Superworth

OP Bancorp OPBK

Banks - Regional, Financial Services
$14.72
−2.00%
Market cap
$219.8M
PE
7.6×
8y median 8.3×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$99M
+13% on a year ago
Net margin
29.2%

OP Bancorp trades at 7.6× trailing earnings, near its ten-year median. Revenue was $99M over the last twelve months, up 13% on a year earlier with a 29% net margin.

Charts

Financials

Income statement for OPBK, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$19.9M−21%$19.9M−15%$19.6M−12%$20.4M−2%$20.7M+4%$21.3M+7%$22.2M+14%$23.7M+16%$24.5M+18%$24.3M+14%$24.6M+10%$25.7M+9%
Interest expense$13.9M+380%$15.6M+133%$16.9M+58%$18.2M+41%$18.8M+36%$18.1M+17%$17.4M+3%$17.9M−1%$18.2M−3%$18.4M+2%$18M+3%$18.1M+1%
Pre-tax income$7M−42%$7.3M−34%$7.3M−32%$7.6M−12%$7.6M+8%$6.7M−9%$7.7M+6%$8.4M+12%$9.7M+28%$9.5M+43%$9.9M+29%$11M+31%
$1.9M−46%$2.1M−31%$2M−34%$2.1M−13%$2.1M+13%$1.7M−20%$2.1M+4%$2.1M−1%$3M+39%$2.5M+47%$2.7M+26%$3.1M+45%
Net income$5.1M−41%$5.2M−36%$5.2M−31%$5.4M−11%$5.4M+6%$5M−4%$5.6M+6%$6.3M+17%$6.7M+23%$7M+42%$7.2M+30%$8M+26%
$0.33−40%$0.34−35%$0.34−29%$0.36−8%$0.36+9%$0.33−3%$0.37+9%$0.42+17%$0.45+25%$0.47+42%$0.48+30%$0.53+26%
15.1M−1%15M−1%15M−2%14.9M−2%14.8M−2%14.8M−2%14.9M−1%14.9M−0%14.9M+1%14.9M+1%14.9M+1%14.9M+1%

EPS, diluted: 4 periods, Q4 FY22 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 9 periods, Q4 FY17 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest OP Bancorp's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
OPBKOP Bancorp$219.8M7.6×8.3×n/m+13%29.2%
FCAPFirst Capital$211.9M11.5×13.0×n/m+18%33.8%
QNBCQNB$229M13.6×10.7×n/m+25%20.3%
CZWICitizens Community Bancorp$206.7M16.4×9.1×n/m+10%19.9%
PEBKPeoples Bancorp of North Carolina$237.5M11.9×11.4×n/mn/mn/m
RBKBRhinebeck Bancorp$202.2M14.4×10.1×n/m+60%18.4%
DAAQDigital Asset Acquisition$241.3M38.9×38.7×n/mn/mn/m
CBFVCB Financial Services$196.4M28.0×13.9×n/m−6%14.9%
GBFHGBank Financial$252.2M13.6×19.8×n/m+20%22.4%
EFSIEagle Financial Services$254M13.6×11.2×n/m+37%20.6%
SBFGSB Financial$189.5M11.3×10.1×n/m+10%24.5%
Peer median$220.4M13.6×11.3×n/a+19%20.4%

More on OP Bancorp

Each number over time

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .