First Bancorp FNLC
- Market cap
- $410.2M
- PE
- 10.8×
- 10y median 10.3×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $101.3M
- +17% on a year ago
- Net margin
- 37.3%
First Bancorp trades at 10.8× trailing earnings, near its ten-year median. Revenue was $101.3M over the last twelve months, up 17% on a year earlier with a 37% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $19.8M−18% | $20M−14% | $18.5M−12% | $19.2M−3% | $20.5M+3% | $22M+10% | $21.8M+18% | $22.5M+17% | $24.5M+20% | $25.8M+18% | $25.1M+15% | $25.8M+15% | |
| Interest expense | $17.3M+274% | $19M+150% | $20.1M+76% | $21.5M+41% | $21.9M+27% | $21.4M+13% | $20.9M+4% | $21.4M−0% | $20.9M−4% | $19.6M−9% | $18.4M−12% | $18.7M−13% |
| Pre-tax income | $9M−27% | $8.1M−28% | $7.3M−25% | $7.5M−16% | $9.2M+1% | $8.7M+7% | $8.6M+18% | $9.9M+32% | $11.1M+21% | $12.4M+43% | $10.9M+27% | $11.5M+17% |
| $1.6M−29% | $1.4M−29% | $1.3M−25% | $1.3M−15% | $1.6M+2% | $1.4M−1% | $1.5M+19% | $1.8M+38% | $2M+26% | $2.3M+62% | $1.9M+28% | $2M+9% | |
| Net income | $7.5M−26% | $6.7M−27% | $6M−25% | $6.2M−17% | $7.6M+1% | $7.3M+9% | $7.1M+18% | $8.1M+31% | $9.1M+20% | $10.2M+40% | $9M+27% | $9.6M+19% |
| $0.67−26% | $0.60−28% | $0.54−25% | $0.55−18% | $0.68+2% | $0.66+10% | $0.63+17% | $0.72+31% | $0.81+19% | $0.91+38% | $0.80+27% | $0.85+18% | |
| 11.1M+1% | 11.1M+1% | 11.1M+1% | 11.1M+1% | 11.1M+1% | 11.2M+1% | 11.2M+1% | 11.2M+1% | 11.2M+1% | 11.2M+1% | 11.3M+1% | 11.3M+1% |
EPS, diluted: 3 periods, Q4 FY10 to Q4 FY13: quarter's net income to common over its shares, to the cent.
Diluted shares: 4 periods, Q1 FY10 to Q4 FY10: not printed by the filing, worked out from its own lines. 15 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Diversified nearest First Bancorp's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| FNLCFirst Bancorp | $410.2M | 10.8× | 10.3× | n/m | +17% | 37.3% | |
| FDBCFidelity D & D Bancorp | $374.7M | 12.3× | 13.6× | n/m | +14% | 31.0% | |
| CBNAChain Bridge Bancorp | $334.7M | 12.6× | 11.6× | n/m | +15% | 40.9% | |
| NEWTNewtekOne | $330.2M | 5.2× | 6.0× | n/m | +7% | 22.2% | |
| FUNCFirst United | $296.4M | 11.9× | 9.8× | n/m | +11% | 26.8% | |
| SFSTSouthern First Bancshares | $579.7M | 13.2× | 15.3× | n/m | +27% | 29.9% | |
| LCNBLCNB | $281.3M | 11.4× | 11.7× | n/m | +9% | 25.5% | |
| HWBKHawthorn Bancshares | $271.1M | 10.7× | 10.2× | n/m | +12% | 30.0% | |
| VABKVirginia National Bankshares | $269.6M | 10.9× | 12.1× | n/m | +13% | 39.0% | |
| NKSHNational Bankshares | $257.9M | 12.7× | 16.5× | n/m | +21% | 33.6% | |
| CBNKCapital Bancorp | $672.6M | 12.1× | 9.2× | n/m | +15% | 22.2% | |
| Peer median | $313.3M | 12.0× | 11.7× | n/a | +13% | 29.9% |
More on First Bancorp
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About
- Industry
- Banks - Diversified
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .