City profit margin CHCO
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 40.9%
- Net margin on a year earlier
- +0.3 pts
- Peer median
- 24.3%
Over the twelve months to Jun 30, 2026, City kept 40.9% of its revenue as net profit.
Five years earlier its net margin was 38.3%.
The median for 10 diversified banks of a similar size is 24.3%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 41.5% |
| FY2024 | 39.9% |
| FY2023 | 39.5% |
| FY2022 | 40.5% |
| FY2021 | 39.1% |
| FY2020 | 37.8% |
| FY2019 | 38.9% |
| FY2018 | 35.2% |
| FY2017 | 28.6% |
| FY2016 | 29.3% |
| FY2015 | 29.7% |
| FY2014 | 30.0% |
| FY2013 | 26.3% |
| FY2012 | 25.5% |
| FY2011 | 27.7% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 40.9% | +0.3 pts | |
| Q1 FY26 | 41.3% | +1.4 pts | |
| Q4 FY25 | 41.5% | +1.6 pts | |
| Q3 FY25 | 41.7% | +1.8 pts | |
| Q2 FY25 | 40.6% | +0.4 pts | |
| Q1 FY25 | 39.9% | −1.3 pts | |
| Q4 FY24 | 39.9% | +0.4 pts | |
| Q3 FY24 | 39.9% | −0.5 pts | |
| Q2 FY24 | 40.3% | −0.0 pts | |
| Q1 FY24 | 41.2% | +2.1 pts | |
| Q4 FY23 | 39.5% | −1.0 pts | |
| Q3 FY23 | 40.3% | +0.8 pts |
Against its peers
Companies in Banks - Diversified nearest City's size, closest first, today.
| Company | Profit margin |
|---|---|
| CHCOCity | 40.9% |
| TBBKBancorp | 34.5% |
| DCOMDime Commercial Bancshares | 26.3% |
| FCFFirst Commonwealth Financial | 30.8% |
| FSUNFirstsun Capital Bancorp | 9.1% |
| WAFDWafd | 32.8% |
| HOPEHope Bancorp | 22.2% |
| NBHCNational Bank | 21.2% |
| BFCBank First | 37.2% |
| OCFCOceanfirst Financial | 10.8% |
| CASHPathward Financial | 21.3% |
| Peer median | 24.3% |
Where City ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on City
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.