National Bank profit margin NBHC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 21.2%
- Net margin on a year earlier
- −7.7 pts
- Peer median
- 26.5%
Over the twelve months to Jun 30, 2026, National Bank kept 21.2% of its revenue as net profit.
Five years earlier its net margin was 33.0%.
The median for 10 diversified banks of a similar size is 26.5%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 26.3% |
| FY2024 | 29.2% |
| FY2023 | 33.4% |
| FY2022 | 21.3% |
| FY2021 | 31.5% |
| FY2020 | 26.6% |
| FY2019 | 27.8% |
| FY2018 | 22.9% |
| FY2017 | 7.9% |
| FY2016 | 12.4% |
| FY2015 | 2.7% |
| FY2014 | 5.4% |
| FY2013 | 3.5% |
| FY2012 | −0.2% |
| FY2011 | 17.1% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 21.2% | −7.7 pts | |
| Q1 FY26 | 24.1% | −3.4 pts | |
| Q4 FY25 | 26.3% | −2.9 pts | |
| Q3 FY25 | 29.2% | −0.9 pts | |
| Q2 FY25 | 28.9% | −1.9 pts | |
| Q1 FY25 | 27.4% | −4.4 pts | |
| Q4 FY24 | 29.2% | −4.1 pts | |
| Q3 FY24 | 30.1% | +0.9 pts | |
| Q2 FY24 | 30.8% | +5.0 pts | |
| Q1 FY24 | 31.9% | +7.2 pts | |
| Q4 FY23 | 33.4% | +12.0 pts | |
| Q3 FY23 | 29.3% | +3.3 pts |
Against its peers
Companies in Banks - Diversified nearest National Bank's size, closest first, today.
| Company | Profit margin |
|---|---|
| NBHCNational Bank | 21.2% |
| HOPEHope Bancorp | 22.2% |
| BFCBank First | 37.2% |
| FSUNFirstsun Capital Bancorp | 9.1% |
| OCFCOceanfirst Financial | 10.8% |
| CASHPathward Financial | 21.3% |
| DCOMDime Commercial Bancshares | 26.3% |
| CHCOCity | 40.9% |
| TBBKBancorp | 34.5% |
| BHRBBurke & Herbert Financial Services | 26.7% |
| WABCWestamerica Bancorporation | 44.0% |
| Peer median | 26.5% |
Where National Bank ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on National Bank
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.