Bank First profit margin BFC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2017.
- Net margin, 12 months
- 37.2%
- Net margin on a year earlier
- −4.6 pts
- Peer median
- 24.3%
Over the twelve months to Jun 30, 2026, Bank First kept 37.2% of its revenue as net profit.
Five years earlier its net margin was 39.2%.
The median for 10 diversified banks of a similar size is 24.3%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 41.1% |
| FY2024 | 41.6% |
| FY2023 | 38.9% |
| FY2022 | 36.5% |
| FY2021 | 40.0% |
| FY2020 | 34.5% |
| FY2019 | 32.4% |
| FY2018 | 34.1% |
| FY2017 | 27.5% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 37.2% | −4.6 pts | |
| Q1 FY26 | 37.7% | −4.3 pts | |
| Q4 FY25 | 41.1% | −0.5 pts | |
| Q3 FY25 | 41.8% | −1.2 pts | |
| Q2 FY25 | 41.8% | −0.6 pts | |
| Q1 FY25 | 42.0% | +0.6 pts | |
| Q4 FY24 | 41.6% | +2.7 pts | |
| Q3 FY24 | 43.0% | +8.2 pts | |
| Q2 FY24 | 42.4% | +9.0 pts | |
| Q1 FY24 | 41.4% | +7.4 pts | |
| Q4 FY23 | 38.9% | +2.4 pts | |
| Q3 FY23 | 34.8% | −2.0 pts |
Against its peers
Companies in Banks - Diversified nearest Bank First's size, closest first, today.
| Company | Profit margin |
|---|---|
| BFCBank First | 37.2% |
| OCFCOceanfirst Financial | 10.8% |
| CASHPathward Financial | 21.3% |
| NBHCNational Bank | 21.2% |
| HOPEHope Bancorp | 22.2% |
| FSUNFirstsun Capital Bancorp | 9.1% |
| BHRBBurke & Herbert Financial Services | 26.7% |
| WABCWestamerica Bancorporation | 44.0% |
| DCOMDime Commercial Bancshares | 26.3% |
| CHCOCity | 40.9% |
| TBBKBancorp | 34.5% |
| Peer median | 24.3% |
Where Bank First ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Bank First
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.