First Commonwealth Financial profit margin FCF
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 30.8%
- Net margin on a year earlier
- +3.5 pts
- Peer median
- 27.8%
Over the twelve months to Jun 30, 2026, First Commonwealth Financial kept 30.8% of its revenue as net profit.
Five years earlier its net margin was 30.2%.
The median for 10 diversified banks of a similar size is 27.8%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 29.1% |
| FY2024 | 29.8% |
| FY2023 | 32.6% |
| FY2022 | 31.2% |
| FY2021 | 35.9% |
| FY2020 | 20.2% |
| FY2019 | 29.6% |
| FY2018 | 31.5% |
| FY2017 | 17.8% |
| FY2016 | 22.6% |
| FY2015 | 20.1% |
| FY2014 | 18.2% |
| FY2013 | 16.9% |
| FY2012 | 16.5% |
| FY2011 | 6.2% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 30.8% | +3.5 pts | |
| Q1 FY26 | 29.2% | +0.5 pts | |
| Q4 FY25 | 29.1% | −0.7 pts | |
| Q3 FY25 | 28.3% | −3.4 pts | |
| Q2 FY25 | 27.3% | −5.8 pts | |
| Q1 FY25 | 28.7% | −5.5 pts | |
| Q4 FY24 | 29.8% | −2.7 pts | |
| Q3 FY24 | 31.7% | +0.5 pts | |
| Q2 FY24 | 33.1% | +2.1 pts | |
| Q1 FY24 | 34.2% | +4.2 pts | |
| Q4 FY23 | 32.6% | +1.4 pts | |
| Q3 FY23 | 31.2% | −1.0 pts |
Against its peers
Companies in Banks - Diversified nearest First Commonwealth Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| FCFFirst Commonwealth Financial | 30.8% |
| WAFDWafd | 32.8% |
| TBBKBancorp | 34.5% |
| CHCOCity | 40.9% |
| DCOMDime Commercial Bancshares | 26.3% |
| FSUNFirstsun Capital Bancorp | 9.1% |
| HOPEHope Bancorp | 22.2% |
| FRMEFirst Merchants | 26.9% |
| NBHCNational Bank | 21.2% |
| TRMKTrustmark | 28.7% |
| NBTBNBT Bancorp | 28.8% |
| Peer median | 27.8% |
Where First Commonwealth Financial ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on First Commonwealth Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.