Superworth

Aflac profit margin AFL

Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.

Net margin, 12 months
26.9%
Net margin on a year earlier
+11.6 pts
Peer median
5.9%

Over the twelve months to Jun 30, 2026, Aflac kept 26.9% of its revenue as net profit.

Five years earlier its net margin was 25.2%.

The median for 10 life insurers of a similar size is 5.9%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202521.2%
FY202428.8%
FY202324.9%
FY202223.1%
FY202119.6%
FY202021.6%
FY201914.8%
FY201813.4%
FY201721.2%
FY201611.8%
FY201512.1%
FY201413.0%
FY201313.2%
FY201211.3%
FY20118.7%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2626.9%+11.6 pts
Q1 FY2625.6%+4.3 pts
Q4 FY2521.2%−7.5 pts
Q3 FY2523.6%+1.5 pts
Q2 FY2515.3%−13.0 pts
Q1 FY2521.3%−6.4 pts
Q4 FY2428.8%+3.8 pts
Q3 FY2422.0%−2.3 pts
Q2 FY2428.3%+2.6 pts
Q1 FY2427.7%+3.4 pts
Q4 FY2324.9%+1.8 pts
Q3 FY2324.3%−1.2 pts

Against its peers

Companies in Insurance - Life nearest Aflac's size, closest first, today.

CompanyProfit margin
AFLAflac26.9%
METMetLife4.6%
PRUPrudential Financial6.0%
RGAReinsurance Group of America5.8%
CRBGCorebridge Financial4.5%
UNMUnum5.3%
GLGlobe Life19.6%
JXNJackson Financial1.6%
VOYAVoya Financial7.4%
PRIPrimerica23.2%
LNCLincoln National12.2%
Peer median5.9%

Where Aflac ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Aflac

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.