Unum profit margin UNM
Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.
- Net margin, 12 months
- 5.3%
- Net margin on a year earlier
- −6.5 pts
- Peer median
- 6.7%
Over the twelve months to Jun 30, 2026, Unum kept 5.3% of its revenue as net profit.
Five years earlier its net margin was 5.3%.
The median for 10 life insurers of a similar size is 6.7%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 5.6% |
| FY2024 | 13.8% |
| FY2023 | 10.4% |
| FY2022 | 11.7% |
| FY2021 | 6.9% |
| FY2020 | 6.0% |
| FY2019 | 9.2% |
| FY2018 | 4.5% |
| FY2017 | 8.8% |
| FY2016 | 8.4% |
| FY2015 | 8.1% |
| FY2014 | 3.8% |
| FY2013 | 8.3% |
| FY2012 | 8.5% |
| FY2011 | 2.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 5.3% | −6.5 pts | |
| Q1 FY26 | 5.9% | −6.5 pts | |
| Q4 FY25 | 5.6% | −8.2 pts | |
| Q3 FY25 | 7.0% | −6.8 pts | |
| Q2 FY25 | 11.8% | +1.4 pts | |
| Q1 FY25 | 12.3% | +1.8 pts | |
| Q4 FY24 | 13.8% | +3.4 pts | |
| Q3 FY24 | 13.8% | +3.6 pts | |
| Q2 FY24 | 10.4% | −2.4 pts | |
| Q1 FY24 | 10.5% | −2.1 pts | |
| Q4 FY23 | 10.4% | −1.4 pts | |
| Q3 FY23 | 10.1% | −0.5 pts |
Against its peers
Companies in Insurance - Life nearest Unum's size, closest first, today.
| Company | Profit margin |
|---|---|
| UNMUnum | 5.3% |
| CRBGCorebridge Financial | 4.5% |
| GLGlobe Life | 19.6% |
| RGAReinsurance Group of America | 5.8% |
| JXNJackson Financial | 1.6% |
| VOYAVoya Financial | 7.4% |
| PRIPrimerica | 23.2% |
| LNCLincoln National | 12.2% |
| PRUPrudential Financial | 6.0% |
| CNOCNO Financial | 6.0% |
| AFLAflac | 26.9% |
| Peer median | 6.7% |
Where Unum ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Unum
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.