SuperworthAflac Incorporated AFL
Insurance - Life, Financial Services
$115.39
+2.35%
- Market cap
- $57.9B
- PE
- 12.1×
- 10y median 10.5×
- Forward PE
- Price to sales
- 3.1×
- EV/EBIT
- —
- Revenue, 12 months
- $18.1B
- +14% on a year ago
- Net margin
- 26.9%
- Free cash flow yield
- 4.7%
Aflac trades at 12.1× trailing earnings, pricier than 67% of the last ten years. Revenue was $18.1B over the last twelve months, up 14% on a year earlier with a 27% net margin.
Charts
Financials
| Income statement | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| $3.8B | $5.4B | $5.1B | $2.9B | $5.4B+43% | $3.4B−38% | $4.2B−19% | $4.7B+61% | $4.9B−10% | $4.3B+28% | $4.1B−1% | |
| SG&A | $875M | $739M | $694M | $747M | $835M−5% | $802M+9% | $804M+16% | $781M+5% | $866M+4% | $771M−4% | $749M−7% |
| $290M | $2.2B | $2B | $92M | $2.1B+636% | $145M−93% | $822M−59% | $2B+2067% | $1.6B−25% | $1.2B+745% | $995M+21% | |
| Interest expense | $47M | $47M | $50M | $50M | $50M+6% | $50M+6% | $52M+4% | $57M+14% | $61M+22% | $60M+20% | $64M+23% |
| Pre-tax income | $289M | $2.2B | $2B | $92M | $2.1B+639% | $145M−93% | $822M−59% | $2B+2067% | $1.6B−26% | $1.2B+745% | $995M+21% |
| $21M | $291M | $264M | $185M | $233M+1010% | $116M−60% | $223M−16% | $355M+92% | $193M−17% | $206M+78% | $170M−24% | |
| Net income | $268M | $1.9B | $1.8B | −$93M | $1.9B+610% | $29M−99% | $599M−66% | $1.6B | $1.4B−28% | $1B+3414% | $825M+38% |
| $0.46 | $3.25 | $3.10 | −$0.17 | $3.42+644% | $0.05−99% | $1.11−64% | $3.08 | $2.59−24% | $1.98+3860% | $1.63+47% | |
| 584.9M | 577.5M | 566.8M | 560.4M | 565M−3% | 546.9M−5% | 538.4M−5% | 532M−5% | 532M−6% | 514.8M−6% | 505.6M−6% |
From each company's 10-Q and 10-K filings. Fiscal years are four fiscal quarters added up; balance sheet lines are as of the period's end. Growth is on the same period a year earlier.
Estimates
Next earnings report: .
Analyst consensus for the next eight quarters, with the range from the lowest to the highest estimate, is part of Superworth Pro.
Peers
Companies in Financial Services within ten times Aflac's size, closest in size first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| AFLAflac Incorporated | $57.9B | 12.1× | 10.5× | 3.1× | +14% | 26.9% | |
| ALLThe Allstate Corporation | $58.4B | 4.5× | 11.5× | 0.8× | +6% | 19.0% | |
| AONAon plc | $58.6B | 14.9× | 27.6× | 3.3× | +5% | 22.3% | |
| TFCTruist Financial Corporation | $56.2B | 10.5× | 13.0× | — | +0% | 19.1% | |
| AJGArthur J. Gallagher & Co. | $59.6B | 37.7× | 35.1× | 3.7× | +26% | 10.0% | |
| METMetLife, Inc. | $62.4B | 18.3× | 13.4× | 0.8× | +9% | 4.6% | |
| NDAQNasdaq, Inc. | $51.5B | 26.8× | 27.7× | 5.9× | +7% | 22.5% | |
| APOApollo Global Management, Inc. | $67.6B | 26.0× | 16.6× | — | +41% | 5.2% | |
| STTState Street Corporation | $48B | 15.4× | 13.1× | — | +12% | 23.0% | |
| PYPLPayPal Holdings, Inc. | $47B | 10.4× | 41.9× | 1.4× | +6% | 14.4% | |
| BAMBrookfield Asset Management Ltd. | $71.5B | 25.9× | 33.4× | 12.4× | +32% | 53.4% | |
| Peer median | $58.5B | 16.9× | 22.1× | 3.3× | +8% | 19.1% |
About
- Industry
- Insurance - Life
- Sector
- Financial Services
- Left out
- Insurers have no cost of goods sold: gross margin doesn't describe them.
Valuation data, not investment advice. Prices as of .