SuperworthUsio profit margin USIO
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- −1.6%
- Operating margin, 12 months
- −1.2%
- Net margin on a year earlier
- −5.1 pts
- Peer median
- 5.3%
Over the twelve months to Jun 30, 2026, Usio kept −1.6% of its revenue as net profit, with an operating margin of −1.2% and a gross margin of 22.3%.
Five years earlier its net margin was −2.8%.
The median for 10 credit services stocks of a similar size is 5.3%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin | Operating margin | Gross margin |
|---|---|---|---|
| FY2025 | −2.9% | −2.8% | 23.1% |
| FY2024 | 4.0% | −1.8% | 23.7% |
| FY2023 | −0.6% | −0.6% | 23.8% |
| FY2022 | −7.9% | −7.5% | 21.0% |
| FY2021 | −0.5% | −0.3% | 25.2% |
| FY2020 | −9.0% | −11.6% | 22.9% |
| FY2019 | −18.1% | −18.0% | 21.1% |
| FY2018 | −15.1% | −15.1% | 22.3% |
| FY2017 | −20.6% | −19.5% | 25.9% |
| FY2016 | −9.9% | −11.3% | 31.3% |
| FY2015 | 7.1% | 6.6% | 35.0% |
| FY2014 | 28.7% | 16.8% | 31.2% |
| FY2013 | −15.2% | −14.6% | 18.8% |
| FY2012 | 21.9% | 22.9% | 44.6% |
| FY2011 | 7.3% | 7.7% | 35.7% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year | Operating margin |
|---|---|---|---|---|
| Q2 FY26 | −1.6% | −5.1 pts | −1.2% | |
| Q1 FY26 | −2.4% | −6.4 pts | −2.1% | |
| Q4 FY25 | −2.9% | −6.9 pts | −2.8% | |
| Q3 FY25 | −0.5% | −3.7 pts | −2.0% | |
| Q2 FY25 | 3.4% | +4.5 pts | −1.9% | |
| Q1 FY25 | 4.0% | +4.8 pts | −1.7% | |
| Q4 FY24 | 4.0% | +4.6 pts | −1.8% | |
| Q3 FY24 | 3.3% | +4.1 pts | −1.1% | |
| Q2 FY24 | −1.1% | +1.1 pts | −1.5% | |
| Q1 FY24 | −0.9% | +4.4 pts | −1.0% | |
| Q4 FY23 | −0.6% | +7.3 pts | −0.6% | |
| Q3 FY23 | −0.8% | +7.0 pts | −0.7% |
Against its peers
Companies in Financial - Credit Services nearest Usio's size, closest first, today.
| Company | Profit margin |
|---|---|
| USIOUsio | −1.6% |
| MACIMelar Acquisition Corp. I/Cayman | n/m |
| RSSSResearch Solutions | 5.8% |
| OPRXOptimizeRx | 4.7% |
| DHXDHI | 1.0% |
| CPSSConsumer Portfolio Services | 4.8% |
| SNFCASecurity National Financial | 11.1% |
| IMXIInternational Money Express | 3.4% |
| POWWOutdoor | 6.4% |
| IRHOIron Horse Acquisition II | n/m |
| RMRegional Management | 7.0% |
| Peer median | 5.3% |
Where Usio ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Usio
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.