Usio price to book ratio USIO
Market value divided by the book value of the company's net assets, since 2012.
- Today, Oct 23, 2026
- 4.8×
- 10-year median
- 3.0×
- Against its 10-year history
- 81st
- percentile: 0 is its lowest day, 100 its highest
- 10-year range
- 1.6× to 12.5×
- Peer median
- 1.3×
Usio's price to book ratio is 4.8× as of Oct 23, 2026.
That is above its ten-year median of 3.0×, higher than on 81% of days in the last ten years.
Over that time it ranged from 1.6× in Jun 2017 to 12.5× in Feb 2021.
The median for 10 credit services stocks of a similar size is 1.3×.
Price to book ratio over time
The dashed line is the 10-year median and the shaded band the middle half of its days.
Year by year
| Year | End of year | Low | High |
|---|---|---|---|
| 2026 so far | 4.8× | 1.6× | 4.8× |
| 2025 | 1.9× | 1.9× | 3.7× |
| 2024 | 2.1× | 1.9× | 3.3× |
| 2023 | 3.0× | 2.8× | 4.0× |
| 2022 | 3.0× | 2.1× | 6.0× |
| 2021 | 6.3× | 4.8× | 12.5× |
| 2020 | 4.3× | 2.1× | 8.7× |
| 2019 | 3.4× | 2.9× | 5.5× |
| 2018 | 2.8× | 1.9× | 3.0× |
| 2017 | 3.0× | 1.6× | 4.8× |
| 2016 | 2.4× | 1.6× | 3.3× |
| 2015 | 2.8× | 2.7× | 23.1× |
| 2014 | 10.6× | 10.6× | 29.1× |
| 2013 | 17.0× | 6.7× | 19.4× |
| 2012 | 11.1× | 10.2× | 164× |
Against its peers
Companies in Financial - Credit Services nearest Usio's size, closest first, today.
| Company | Price to book ratio |
|---|---|
| USIOUsio | 4.8× |
| MACIMelar Acquisition Corp. I/Cayman | n/m |
| RSSSResearch Solutions | 3.2× |
| OPRXOptimizeRx | 1.3× |
| DHXDHI | 2.1× |
| CPSSConsumer Portfolio Services | 0.7× |
| SNFCASecurity National Financial | 0.6× |
| IMXIInternational Money Express | 1.7× |
| POWWOutdoor | 1.2× |
| IRHOIron Horse Acquisition II | n/m |
| RMRegional Management | 0.8× |
| Peer median | 1.3× |
What the price to book ratio tells you
Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.
Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.
More on Usio
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.