Consumer Portfolio Services profit margin CPSS
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 4.8%
- Net margin on a year earlier
- +0.2 pts
- Peer median
- 4.7%
Over the twelve months to Jun 30, 2026, Consumer Portfolio Services kept 4.8% of its revenue as net profit.
Five years earlier its net margin was 8.7%.
The median for 10 credit services stocks of a similar size is 4.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 4.4% |
| FY2024 | 4.9% |
| FY2023 | 12.9% |
| FY2022 | 26.1% |
| FY2021 | 17.7% |
| FY2020 | 8.0% |
| FY2019 | 1.6% |
| FY2018 | 3.8% |
| FY2017 | 0.9% |
| FY2016 | 6.9% |
| FY2015 | 9.5% |
| FY2014 | 9.8% |
| FY2013 | 8.2% |
| FY2012 | 37.1% |
| FY2011 | −10.1% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 4.8% | +0.2 pts | |
| Q1 FY26 | 4.6% | −0.1 pts | |
| Q4 FY25 | 4.4% | −0.4 pts | |
| Q3 FY25 | 4.5% | −1.1 pts | |
| Q2 FY25 | 4.6% | −2.6 pts | |
| Q1 FY25 | 4.7% | −5.3 pts | |
| Q4 FY24 | 4.9% | −8.0 pts | |
| Q3 FY24 | 5.6% | −9.7 pts | |
| Q2 FY24 | 7.2% | −12.5 pts | |
| Q1 FY24 | 10.0% | −13.2 pts | |
| Q4 FY23 | 12.9% | −13.2 pts | |
| Q3 FY23 | 15.2% | −13.5 pts |
Against its peers
Companies in Financial - Credit Services nearest Consumer Portfolio Services' size, closest first, today.
| Company | Profit margin |
|---|---|
| CPSSConsumer Portfolio Services | 4.8% |
| DHXDHI | 1.0% |
| SNFCASecurity National Financial | 11.1% |
| OPRXOptimizeRx | 4.7% |
| IMXIInternational Money Express | 3.4% |
| POWWOutdoor | 6.4% |
| IRHOIron Horse Acquisition II | n/m |
| RMRegional Management | 7.0% |
| LSAKLesaka Technologies | 0.4% |
| RMNIRimini Street | 1.7% |
| TREELendingTree | 14.3% |
| Peer median | 4.7% |
Where Consumer Portfolio Services ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Consumer Portfolio Services
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.