Union Bankshares profit margin UNB
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 21.2%
- Net margin on a year earlier
- +2.8 pts
- Peer median
- 16.8%
Over the twelve months to Jun 30, 2026, Union Bankshares kept 21.2% of its revenue as net profit.
Five years earlier its net margin was 27.7%.
The median for 10 regional banks of a similar size is 16.8%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 20.3% |
| FY2024 | 18.2% |
| FY2023 | 23.6% |
| FY2022 | 25.8% |
| FY2021 | 27.1% |
| FY2020 | 26.9% |
| FY2019 | 26.1% |
| FY2018 | 18.6% |
| FY2017 | 23.4% |
| FY2016 | 24.4% |
| FY2015 | 23.9% |
| FY2014 | 24.3% |
| FY2013 | 23.4% |
| FY2012 | 21.3% |
| FY2011 | 19.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 21.2% | +2.8 pts | |
| Q1 FY26 | 20.8% | +2.9 pts | |
| Q4 FY25 | 20.3% | +2.1 pts | |
| Q3 FY25 | 21.1% | +2.2 pts | |
| Q2 FY25 | 18.4% | −2.8 pts | |
| Q1 FY25 | 18.0% | −4.8 pts | |
| Q4 FY24 | 18.2% | −5.4 pts | |
| Q3 FY24 | 18.9% | −5.0 pts | |
| Q2 FY24 | 21.2% | −4.5 pts | |
| Q1 FY24 | 22.7% | −3.5 pts | |
| Q4 FY23 | 23.6% | −2.2 pts | |
| Q3 FY23 | 23.9% | −2.0 pts |
Against its peers
Companies in Banks - Regional nearest Union Bankshares' size, closest first, today.
| Company | Profit margin |
|---|---|
| UNBUnion Bankshares | 21.2% |
| PROVProvident Financial | 16.6% |
| SFBCSound Financial Bancorp | 19.9% |
| BSBKBogota Financial | 14.4% |
| WSBKWinchester Bancorp | 16.8% |
| MGYRMagyar Bancorp | n/m |
| BOTJBank of the James Financial | 22.2% |
| AUBNAuburn National Bancorporation | 24.5% |
| FUSBFirst US Bancshares | 18.6% |
| FNWBFirst Northwest Bancorp | 2.2% |
| FDSBFifth District Bancorp | 11.1% |
| Peer median | 16.8% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Union Bankshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.