Bogota Financial profit margin BSBK
Gross, operating and net profit as a share of revenue over the last twelve months, from 2019.
- Net margin, 12 months
- 14.4%
- Net margin on a year earlier
- +16.8 pts
- Peer median
- 19.9%
Over the twelve months to Jun 30, 2026, Bogota Financial kept 14.4% of its revenue as net profit.
Five years earlier its net margin was 32.8%.
The median for 10 regional banks of a similar size is 19.9%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 12.1% |
| FY2024 | −18.2% |
| FY2023 | 4.0% |
| FY2022 | 28.4% |
| FY2021 | 31.6% |
| FY2020 | 14.1% |
| FY2019 | 20.7% |
| FY2018 | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 14.4% | +16.8 pts | |
| Q1 FY26 | 11.8% | +19.2 pts | |
| Q4 FY25 | 12.1% | +30.4 pts | |
| Q3 FY25 | 3.1% | +22.9 pts | |
| Q2 FY25 | −2.4% | +14.0 pts | |
| Q1 FY25 | −7.4% | −1.9 pts | |
| Q4 FY24 | −18.2% | −22.2 pts | |
| Q3 FY24 | −19.8% | −39.2 pts | |
| Q2 FY24 | −16.3% | −42.0 pts | |
| Q1 FY24 | −5.6% | −33.0 pts | |
| Q4 FY23 | 4.0% | −24.4 pts | |
| Q3 FY23 | 19.4% | −9.8 pts |
Against its peers
Companies in Banks - Regional nearest Bogota Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| BSBKBogota Financial | 14.4% |
| SFBCSound Financial Bancorp | 19.9% |
| UNBUnion Bankshares | 21.2% |
| PROVProvident Financial | 16.6% |
| WSBKWinchester Bancorp | 16.8% |
| MGYRMagyar Bancorp | n/m |
| BOTJBank of the James Financial | 22.2% |
| AUBNAuburn National Bancorporation | 24.5% |
| LSBKLake Shore Bancorp | 28.2% |
| FUSBFirst US Bancshares | 18.6% |
| FNWBFirst Northwest Bancorp | 2.2% |
| Peer median | 19.9% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Bogota Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.