Superworth

Provident Financial profit margin PROV

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
16.6%
Net margin on a year earlier
+0.6 pts
Peer median
18.6%

Over the twelve months to Jun 30, 2026, Provident Financial kept 16.6% of its revenue as net profit.

Five years earlier its net margin was 21.5%.

The median for 10 regional banks of a similar size is 18.6%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202616.6%
FY202516.0%
FY202418.9%
FY202320.9%
FY202225.0%
FY202121.5%
FY202018.8%
FY20198.7%
FY20183.7%
FY20177.8%
FY201610.8%
FY201513.3%
FY201410.6%
FY201323.8%
FY201213.5%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q4 FY2616.6%+0.6 pts
Q3 FY2615.5%−1.3 pts
Q2 FY2616.7%+0.5 pts
Q1 FY2615.4%−4.1 pts
Q4 FY2516.0%−2.9 pts
Q3 FY2516.8%−1.5 pts
Q2 FY2516.2%−3.8 pts
Q1 FY2519.5%−0.7 pts
Q4 FY2418.9%−2.0 pts
Q3 FY2418.3%−4.6 pts
Q2 FY2419.9%−2.4 pts
Q1 FY2420.2%−2.7 pts

Against its peers

Companies in Banks - Regional nearest Provident Financial's size, closest first, today.

CompanyProfit margin
PROVProvident Financial16.6%
UNBUnion Bankshares21.2%
SFBCSound Financial Bancorp19.9%
BSBKBogota Financial14.4%
WSBKWinchester Bancorp16.8%
MGYRMagyar Bancorpn/m
BOTJBank of the James Financial22.2%
AUBNAuburn National Bancorporation24.5%
FUSBFirst US Bancshares18.6%
FNWBFirst Northwest Bancorp2.2%
FDSBFifth District Bancorp11.1%
Peer median18.6%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Provident Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.