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Texas Community Bancshares profit margin TCBS

Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.

Net margin, 12 months
19.1%
Net margin on a year earlier
+3.7 pts
Peer median
18.3%

Over the twelve months to Jun 30, 2026, Texas Community Bancshares kept 19.1% of its revenue as net profit.

Five years earlier its net margin was 6.1%.

The median for 10 regional banks of a similar size is 18.3%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202517.3%
FY2024−12.3%
FY2023−6.4%
FY202214.4%
FY20215.1%
FY20207.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2619.1%+3.7 pts
Q1 FY2618.1%+4.7 pts
Q4 FY2517.3%+29.6 pts
Q3 FY2515.9%+37.2 pts
Q2 FY2515.5%+38.0 pts
Q1 FY2513.5%+39.0 pts
Q4 FY24−12.3%−5.8 pts
Q3 FY24−21.3%−21.4 pts
Q2 FY24−22.6%−23.4 pts
Q1 FY24−25.6%−28.8 pts
Q4 FY23−6.4%−20.9 pts
Q3 FY230.1%−14.0 pts

Against its peers

Companies in Banks - Regional nearest Texas Community Bancshares' size, closest first, today.

CompanyProfit margin
TCBSTexas Community Bancshares19.1%
MBBCMarathon Bancorp19.8%
CLSTCatalyst Bancorp18.0%
UBCPUnited Bancorpn/m
CPBICentral Plains Bancsharesn/m
FDSBFifth District Bancorp11.1%
FNWBFirst Northwest Bancorp2.2%
FUSBFirst US Bancshares18.6%
AUBNAuburn National Bancorporation24.5%
PROVProvident Financial16.6%
UNBUnion Bankshares21.2%
Peer median18.3%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Texas Community Bancshares

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.