Superworth

QNB QNBC

Banks - Regional, Financial Services
$45.99
+0.20%
Market cap
$229M
PE
13.6×
10y median 10.7×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$66.2M
+25% on a year ago
Net margin
20.3%

QNB trades at 13.6× trailing earnings, pricier than 76% of the last ten years. Revenue was $66.2M over the last twelve months, up 25% on a year earlier with a 20% net margin.

Charts

Financials

Income statement for QNBC, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$12M+1%$10.5M−27%$12M+3%$12.1M+11%$13.1M+9%$12.6M+21%$13.1M+9%$14.3M+19%$14.8M+13%$15.9M+26%$14.9M+14%$20.5M+43%
Interest expense$8.3M+282%$9.1M+162%$9.4M+86%$9.8M+49%$10.8M+31%$11.2M+24%$10.7M+13%$10.5M+7%$10.5M−3%$9.8M−13%$9.4M−12%$12.3M+17%
Pre-tax income$2.8M−30%$1.4M−80%$3.3M−38%$3M+36%$4.3M+52%$3.8M+164%$3.2M−2%$4.9M+62%$4.6M+6%$5.3M+39%$3.5M+8%$3.8M−22%
$494K−22%$302K−81%$663K−41%$544K+67%$961K+95%$743K+146%$624K−6%$1M+85%$922K−4%$1.3M+74%$707K+13%$817K−19%
Net income$2.3M−31%$1.1M−79%$2.6M−37%$2.5M+31%$3.3M+42%$3.1M+169%$2.6M−1%$3.9M+58%$3.6M+9%$4M+31%$2.8M+7%$3M−22%
$0.65−32%$0.31−80%$0.71−38%$0.67+29%$0.91+40%$0.83+168%$0.69−3%$1.04+55%$0.98+8%$1.06+28%$0.73+6%$0.60−42%
3.6M+1%3.6M+2%3.7M+2%3.7M+2%3.7M+2%3.7M+1%3.7M+2%3.7M+2%3.7M+1%3.7M+2%3.8M+2%5M+34%

EPS, diluted: Q4 FY10 and Q4 FY11: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'.

Diluted shares: 3 periods, Q2 FY10 to Q1 FY11: not printed by the filing, worked out from its own lines. 13 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY21 and Q4 FY24: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest QNB's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
QNBCQNB$229M13.6×10.7×n/m+25%20.3%
PEBKPeoples Bancorp of North Carolina$237.5M11.9×11.4×n/mn/mn/m
OPBKOP Bancorp$219.8M7.6×8.3×n/m+13%29.2%
DAAQDigital Asset Acquisition$241.3M38.9×38.7×n/mn/mn/m
FCAPFirst Capital$211.9M11.5×13.0×n/m+18%33.8%
GBFHGBank Financial$252.2M13.6×19.8×n/m+20%22.4%
CZWICitizens Community Bancorp$206.7M16.4×9.1×n/m+10%19.9%
EFSIEagle Financial Services$254M13.6×11.2×n/m+37%20.6%
RBKBRhinebeck Bancorp$202.2M14.4×10.1×n/m+60%18.4%
RMBIRichmond Mutual Bancorporation$266.5M13.1×13.1×n/m+15%23.1%
CBFVCB Financial Services$196.4M28.0×13.9×n/m−6%14.9%
Peer median$228.6M13.6×12.2×n/a+17%21.5%

More on QNB

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .