Superworth

Porch profit margin PRCH

Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.

Net margin, 12 months
−2.6%
Operating margin, 12 months
7.8%
Net margin on a year earlier
−15.2 pts
Peer median
7.2%

Over the twelve months to Jun 30, 2026, Porch kept −2.6% of its revenue as net profit, with an operating margin of 7.8%.

Five years earlier its net margin was −93.8%.

The median for 10 life insurers of a similar size is 7.2%.

Profit margin over time

OperatingNet

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet marginOperating margin
FY2025−0.7%7.5%
FY2024−7.5%−14.7%
FY2023−31.1%−44.2%
FY2022−56.7%−64.2%
FY2021−55.4%−43.4%
FY2020−74.7%−58.4%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a yearOperating margin
Q2 FY26−2.6%−15.2 pts7.8%
Q1 FY26−3.3%−0.7 pts9.8%
Q4 FY25−0.7%+6.8 pts7.5%
Q3 FY256.8%+21.4 pts10.1%
Q2 FY2512.6%+30.9 pts6.0%
Q1 FY25−2.6%+21.1 pts−7.3%
Q4 FY24−7.5%+23.6 pts−14.7%
Q3 FY24−14.6%+29.4 pts−18.2%
Q2 FY24−18.3%+56.7 pts−16.9%
Q1 FY24−23.7%+38.4 pts−40.7%
Q4 FY23−31.1%+25.6 pts−44.2%
Q3 FY23−43.9%+9.7 pts−61.0%

Against its peers

Companies in Insurance - Life nearest Porch's size, closest first, today.

CompanyProfit margin
PRCHPorch−2.6%
BHFBrighthouse Financial12.5%
FGF&G Annuities & Life6.9%
GNWGenworth Financial2.9%
CNOCNO Financial6.0%
LNCLincoln National12.2%
PRIPrimerica23.2%
VOYAVoya Financial7.4%
JXNJackson Financial1.6%
GLGlobe Life19.6%
UNMUnum5.3%
Peer median7.2%

Where Porch ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Porch

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.