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PennyMac Financial Services profit margin PFSI

Gross, operating and net profit as a share of revenue over the last twelve months, from 2017.

Net margin, 12 months
17.7%
Net margin on a year earlier
−4.3 pts
Peer median
22.1%

Over the twelve months to Jun 30, 2026, PennyMac Financial Services kept 17.7% of its revenue as net profit.

Five years earlier its net margin was 40.8%.

The median for 10 financial stocks of a similar size is 22.1%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202524.5%
FY202419.5%
FY202310.3%
FY202223.9%
FY202131.7%
FY202044.4%
FY201926.6%
FY20188.9%
FY201710.5%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2617.7%−4.3 pts
Q1 FY2623.5%+3.2 pts
Q4 FY2524.5%+4.9 pts
Q3 FY2525.2%+13.8 pts
Q2 FY2522.0%+8.9 pts
Q1 FY2520.3%+9.3 pts
Q4 FY2419.5%+9.2 pts
Q3 FY2411.4%−4.4 pts
Q2 FY2413.1%−4.8 pts
Q1 FY2410.9%−9.4 pts
Q4 FY2310.3%−13.6 pts
Q3 FY2315.9%−10.2 pts

Against its peers

Companies in Financial Services nearest PennyMac Financial Services' size, closest first, today.

CompanyProfit margin
PFSIPennyMac Financial Services17.7%
PRKPark National30.5%
MMSMaximus7.1%
CBUCommunity Financial System26.6%
SLDESlide Insurance40.0%
AAMIAcadian Asset Management15.2%
MCHBMechanics Bancorp30.7%
ABAlliancebernsteinn/m
GNWGenworth Financial2.9%
SBCFSeacoast Banking Corp of Florida22.1%
MIAXMiami International9.7%
Peer median22.1%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on PennyMac Financial Services

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.