Superworth

Community Financial System profit margin CBU

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
26.6%
Net margin on a year earlier
+1.6 pts
Peer median
29.1%

Over the twelve months to Jun 30, 2026, Community Financial System kept 26.6% of its revenue as net profit.

Five years earlier its net margin was 31.3%.

The median for 10 diversified banks of a similar size is 29.1%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202525.7%
FY202424.5%
FY202320.2%
FY202227.7%
FY202130.6%
FY202027.6%
FY201928.7%
FY201829.6%
FY201729.1%
FY201624.2%
FY201524.5%
FY201425.1%
FY201323.2%
FY201223.4%
FY201124.5%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2626.6%+1.6 pts
Q1 FY2626.1%+1.1 pts
Q4 FY2525.7%+1.3 pts
Q3 FY2525.8%+2.9 pts
Q2 FY2524.9%+1.6 pts
Q1 FY2525.0%+1.3 pts
Q4 FY2424.5%+4.2 pts
Q3 FY2422.9%−0.3 pts
Q2 FY2423.4%−0.5 pts
Q1 FY2423.7%+0.9 pts
Q4 FY2320.2%−7.5 pts
Q3 FY2323.2%−3.9 pts

Against its peers

Companies in Banks - Diversified nearest Community Financial System's size, closest first, today.

CompanyProfit margin
CBUCommunity Financial System26.6%
PRKPark National30.5%
FFBCFirst Financial Bancorp28.3%
NICNicolet Bankshares29.7%
BANFBancfirst34.8%
WSBCWesbanco33.6%
NBTBNBT Bancorp28.8%
TRMKTrustmark28.7%
WSFSWSFS Financial29.1%
FRMEFirst Merchants26.9%
FULTFulton Financial29.0%
Peer median29.1%

Where Community Financial System ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Community Financial System

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.