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Community Financial System price to book ratio CBU

Market value divided by the book value of the company's net assets, since 2011.

Today, Oct 23, 2026
1.6×
10-year median
1.8×
Against its 10-year history
18th
percentile: 0 is its lowest day, 100 its highest
10-year range
1.3× to 2.4×
Peer median
1.3×

Community Financial System's price to book ratio is 1.6× as of Oct 23, 2026.

That is below its ten-year median of 1.8×, lower than on 82% of days in the last ten years.

Over that time it ranged from 1.3× in Oct 2023 to 2.4× in Nov 2022.

The median for 10 diversified banks of a similar size is 1.3×.

Price to book ratio over time

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

YearEnd of yearLowHigh
2026 so far1.6×1.5×1.8×
20251.6×1.5×2.0×
20241.8×1.3×2.2×
20231.8×1.3×2.4×
20222.3×1.7×2.4×
20211.9×1.7×2.2×
20201.6×1.4×2.0×
20192.0×1.7×2.0×
20181.8×1.6×2.0×
20171.7×1.6×2.2×
20162.2×1.4×2.2×
20151.6×1.4×1.7×
20141.6×1.4×1.8×
20131.9×1.2×1.9×
20121.2×1.1×1.5×
20111.4×1.1×1.4×

Against its peers

Companies in Banks - Diversified nearest Community Financial System's size, closest first, today.

CompanyPrice to book ratio
CBUCommunity Financial System1.6×
PRKPark National1.9×
FFBCFirst Financial Bancorp1.1×
NICNicolet Bankshares1.6×
BANFBancfirst1.9×
WSBCWesbanco0.9×
NBTBNBT Bancorp1.4×
TRMKTrustmark1.3×
WSFSWSFS Financial1.5×
FRMEFirst Merchants0.9×
FULTFulton Financial1.2×
Peer median1.3×

What the price to book ratio tells you

Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.

Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.

More on Community Financial System

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.