Superworth

NBT Bancorp price to book ratio NBTB

Market value divided by the book value of the company's net assets, since 2010.

Today, Oct 23, 2026
1.4×
10-year median
1.4×
Against its 10-year history
52nd
percentile: 0 is its lowest day, 100 its highest
10-year range
1.0× to 2.0×
Peer median
1.5×

NBT Bancorp's price to book ratio is 1.4× as of Oct 23, 2026.

That is above its ten-year median of 1.4×, close to the middle of its last ten years.

Over that time it ranged from 1.0× in Nov 2020 to 2.0× in Dec 2016.

The median for 10 diversified banks of a similar size is 1.5×.

Price to book ratio over time

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

YearEnd of yearLowHigh
2026 so far1.4×1.1×1.4×
20251.2×1.1×1.5×
20241.5×1.1×1.6×
20231.4×1.1×1.6×
20221.6×1.2×1.8×
20211.3×1.2×1.6×
20201.2×1.0×1.6×
20191.6×1.4×1.7×
20181.5×1.5×1.9×
20171.7×1.5×2.0×
20162.0×1.2×2.0×
20151.4×1.2×1.5×
20141.3×1.2×1.4×
20131.4×1.1×1.4×
20121.2×1.1×1.5×
20111.4×1.1×1.6×
20101.6×1.3×1.6×

Against its peers

Companies in Banks - Diversified nearest NBT Bancorp's size, closest first, today.

CompanyPrice to book ratio
NBTBNBT Bancorp1.4×
TRMKTrustmark1.3×
FRMEFirst Merchants0.9×
CBUCommunity Financial System1.6×
PRKPark National1.9×
FFBCFirst Financial Bancorp1.1×
WAFDWafd0.7×
FCFFirst Commonwealth Financial1.4×
NICNicolet Bankshares1.6×
TBBKBancorp2.9×
BANFBancfirst1.9×
Peer median1.5×

What the price to book ratio tells you

Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.

Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.

More on NBT Bancorp

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.