First Financial Bancorp profit margin FFBC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- 28.3%
- Net margin on a year earlier
- +0.3 pts
- Peer median
- 29.1%
Over the twelve months to Jun 30, 2026, First Financial Bancorp kept 28.3% of its revenue as net profit.
Five years earlier its net margin was 28.8%.
The median for 10 diversified banks of a similar size is 29.1%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 28.4% |
| FY2024 | 27.4% |
| FY2023 | 30.5% |
| FY2022 | 30.7% |
| FY2021 | 32.9% |
| FY2020 | 24.1% |
| FY2019 | 32.2% |
| FY2018 | 31.2% |
| FY2017 | 26.9% |
| FY2016 | 25.9% |
| FY2015 | 23.3% |
| FY2014 | 22.2% |
| FY2013 | 16.0% |
| FY2012 | 17.9% |
| FY2011 | 16.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 28.3% | +0.3 pts | |
| Q1 FY26 | 28.7% | +1.4 pts | |
| Q4 FY25 | 28.4% | +1.0 pts | |
| Q3 FY25 | 29.2% | +2.0 pts | |
| Q2 FY25 | 28.0% | −0.1 pts | |
| Q1 FY25 | 27.3% | −1.5 pts | |
| Q4 FY24 | 27.4% | −3.1 pts | |
| Q3 FY24 | 27.2% | −4.3 pts | |
| Q2 FY24 | 28.1% | −3.6 pts | |
| Q1 FY24 | 28.8% | −3.0 pts | |
| Q4 FY23 | 30.5% | −0.2 pts | |
| Q3 FY23 | 31.4% | +1.4 pts |
Against its peers
Companies in Banks - Diversified nearest First Financial Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| FFBCFirst Financial Bancorp | 28.3% |
| PRKPark National | 30.5% |
| CBUCommunity Financial System | 26.6% |
| NICNicolet Bankshares | 29.7% |
| BANFBancfirst | 34.8% |
| WSBCWesbanco | 33.6% |
| WSFSWSFS Financial | 29.1% |
| NBTBNBT Bancorp | 28.8% |
| TRMKTrustmark | 28.7% |
| FULTFulton Financial | 29.0% |
| FRMEFirst Merchants | 26.9% |
| Peer median | 29.1% |
Where First Financial Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on First Financial Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.