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Mechanics Bancorp profit margin MCHB

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
30.7%
Net margin on a year earlier
+30.2 pts
Peer median
30.6%

Over the twelve months to Jun 30, 2026, Mechanics Bancorp kept 30.7% of its revenue as net profit.

Five years earlier its net margin was 30.4%.

The median for 10 regional banks of a similar size is 30.6%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202532.9%
FY2024−25.6%
FY2023−13.2%
FY202223.4%
FY202133.3%
FY202022.3%
FY20196.6%
FY201817.7%
FY201713.6%
FY201610.8%
FY20159.6%
FY20147.8%
FY20139.0%
FY201227.5%
FY201111.1%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2630.7%+30.2 pts
Q1 FY2630.7%+40.3 pts
Q4 FY2532.9%+58.5 pts
Q3 FY252.6%−5.6 pts
Q2 FY250.5%+8.8 pts
Q1 FY25−9.5%+11.5 pts
Q4 FY24−25.6%−12.4 pts
Q3 FY248.2%+15.0 pts
Q2 FY24−8.3%−9.2 pts
Q1 FY24−21.0%−39.8 pts
Q4 FY23−13.2%−36.5 pts
Q3 FY23−6.8%−35.5 pts

Against its peers

Companies in Banks - Regional nearest Mechanics Bancorp's size, closest first, today.

CompanyProfit margin
MCHBMechanics Bancorp30.7%
SBCFSeacoast Banking Corp of Florida22.1%
FIBKFirst Interstate Bancsystem30.3%
BKUBankUnited24.4%
FHBFirst Hawaiian31.5%
PFSProvident Financial Services34.5%
RNSTRenasant28.7%
CUBICustomers Bancorp31.6%
INDBIndependent Bank27.0%
CVBFCVB Financial36.0%
BOHBank of Hawaii30.9%
Peer median30.6%

Where Mechanics Bancorp ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Mechanics Bancorp

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.