First Hawaiian profit margin FHB
Gross, operating and net profit as a share of revenue over the last twelve months, from 2015.
- Net margin, 12 months
- 31.5%
- Net margin on a year earlier
- +1.7 pts
- Peer median
- 30.7%
Over the twelve months to Jun 30, 2026, First Hawaiian kept 31.5% of its revenue as net profit.
Five years earlier its net margin was 37.4%.
The median for 10 regional banks of a similar size is 30.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 31.4% |
| FY2024 | 28.5% |
| FY2023 | 28.1% |
| FY2022 | 33.5% |
| FY2021 | 37.1% |
| FY2020 | 25.3% |
| FY2019 | 37.1% |
| FY2018 | 35.5% |
| FY2017 | 25.0% |
| FY2016 | 32.1% |
| FY2015 | 31.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 31.5% | +1.7 pts | |
| Q1 FY26 | 32.0% | +3.1 pts | |
| Q4 FY25 | 31.4% | +2.9 pts | |
| Q3 FY25 | 30.7% | +3.6 pts | |
| Q2 FY25 | 29.8% | +2.9 pts | |
| Q1 FY25 | 28.9% | +2.0 pts | |
| Q4 FY24 | 28.5% | +0.4 pts | |
| Q3 FY24 | 27.1% | −4.4 pts | |
| Q2 FY24 | 26.9% | −5.7 pts | |
| Q1 FY24 | 26.9% | −6.0 pts | |
| Q4 FY23 | 28.1% | −5.4 pts | |
| Q3 FY23 | 31.5% | −0.8 pts |
Against its peers
Companies in Banks - Regional nearest First Hawaiian's size, closest first, today.
| Company | Profit margin |
|---|---|
| FHBFirst Hawaiian | 31.5% |
| BKUBankUnited | 24.4% |
| PFSProvident Financial Services | 34.5% |
| SBCFSeacoast Banking Corp of Florida | 22.1% |
| CUBICustomers Bancorp | 31.6% |
| MCHBMechanics Bancorp | 30.7% |
| BOHBank of Hawaii | 30.9% |
| FIBKFirst Interstate Bancsystem | 30.3% |
| FBKFB Financial | 28.1% |
| FBNCFirst Bancorp | 31.5% |
| BBTBeacon Financial | n/m |
| Peer median | 30.7% |
Where First Hawaiian ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on First Hawaiian
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.