FB Financial profit margin FBK
Gross, operating and net profit as a share of revenue over the last twelve months, from 2016.
- Net margin, 12 months
- 28.1%
- Net margin on a year earlier
- +6.9 pts
- Peer median
- 31.5%
Over the twelve months to Jun 30, 2026, FB Financial kept 28.1% of its revenue as net profit.
Five years earlier its net margin was 22.1%.
The median for 10 regional banks of a similar size is 31.5%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 21.9% |
| FY2024 | 25.5% |
| FY2023 | 25.2% |
| FY2022 | 23.6% |
| FY2021 | 33.1% |
| FY2020 | 11.2% |
| FY2019 | 23.2% |
| FY2018 | 24.0% |
| FY2017 | 17.8% |
| FY2016 | 15.9% |
| FY2015 | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 28.1% | +6.9 pts | |
| Q1 FY26 | 23.4% | −3.2 pts | |
| Q4 FY25 | 21.9% | −3.6 pts | |
| Q3 FY25 | 20.2% | −4.1 pts | |
| Q2 FY25 | 21.1% | −4.1 pts | |
| Q1 FY25 | 26.6% | +2.2 pts | |
| Q4 FY24 | 25.5% | +0.3 pts | |
| Q3 FY24 | 24.3% | −2.0 pts | |
| Q2 FY24 | 25.3% | −2.3 pts | |
| Q1 FY24 | 24.4% | +0.4 pts | |
| Q4 FY23 | 25.2% | +1.5 pts | |
| Q3 FY23 | 26.4% | +1.4 pts |
Against its peers
Companies in Banks - Regional nearest FB Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| FBKFB Financial | 28.1% |
| FBNCFirst Bancorp | 31.5% |
| BOHBank of Hawaii | 30.9% |
| BBTBeacon Financial | n/m |
| BUSEFirst Busey | 29.3% |
| CUBICustomers Bancorp | 31.6% |
| SYBTStock Yards Bancorp | 35.3% |
| BANRBanner | n/m |
| PFSProvident Financial Services | 34.5% |
| FHBFirst Hawaiian | 31.5% |
| BKUBankUnited | 24.4% |
| Peer median | 31.5% |
Where FB Financial ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on FB Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.