OFG Bancorp profit margin OFG
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 29.5%
- Net margin on a year earlier
- +2.4 pts
- Peer median
- 33.3%
Over the twelve months to Jun 30, 2026, OFG Bancorp kept 29.5% of its revenue as net profit.
Five years earlier its net margin was 23.1%.
The median for 10 regional banks of a similar size is 33.3%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 28.0% |
| FY2024 | 27.8% |
| FY2023 | 26.4% |
| FY2022 | 27.1% |
| FY2021 | 27.0% |
| FY2020 | 14.0% |
| FY2019 | 13.3% |
| FY2018 | 21.3% |
| FY2017 | 13.8% |
| FY2016 | 16.2% |
| FY2015 | −0.6% |
| FY2014 | 20.0% |
| FY2013 | 23.1% |
| FY2012 | 13.4% |
| FY2011 | 20.0% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 29.5% | +2.4 pts | |
| Q1 FY26 | 28.9% | +1.8 pts | |
| Q4 FY25 | 28.0% | +0.2 pts | |
| Q3 FY25 | 27.3% | +0.0 pts | |
| Q2 FY25 | 27.1% | −0.0 pts | |
| Q1 FY25 | 27.1% | +0.6 pts | |
| Q4 FY24 | 27.8% | +1.5 pts | |
| Q3 FY24 | 27.3% | +0.4 pts | |
| Q2 FY24 | 27.1% | +0.1 pts | |
| Q1 FY24 | 26.5% | −0.7 pts | |
| Q4 FY23 | 26.4% | −0.7 pts | |
| Q3 FY23 | 26.9% | +0.8 pts |
Against its peers
Companies in Banks - Regional nearest OFG Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| OFGOFG Bancorp | 29.5% |
| EFSCEnterprise Financial Services | 24.8% |
| SRCE1ST Source | 38.5% |
| MBINMerchants Bancorp | 37.6% |
| HTHHilltop | 12.7% |
| BANRBanner | n/m |
| SYBTStock Yards Bancorp | 35.3% |
| GABCGerman American Bancorp | 36.8% |
| BUSEFirst Busey | 29.3% |
| BBTBeacon Financial | n/m |
| RBCAARepublic Bancorp | 31.3% |
| Peer median | 33.3% |
Where OFG Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on OFG Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.