German American Bancorp profit margin GABC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 36.8%
- Net margin on a year earlier
- +8.0 pts
- Peer median
- 31.8%
Over the twelve months to Jun 30, 2026, German American Bancorp kept 36.8% of its revenue as net profit.
Five years earlier its net margin was 36.5%.
The median for 10 regional banks of a similar size is 31.8%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 31.2% |
| FY2024 | 33.1% |
| FY2023 | 34.3% |
| FY2022 | 31.5% |
| FY2021 | 38.2% |
| FY2020 | 29.7% |
| FY2019 | 31.1% |
| FY2018 | 30.7% |
| FY2017 | 30.9% |
| FY2016 | 27.7% |
| FY2015 | 29.2% |
| FY2014 | 28.8% |
| FY2013 | 27.6% |
| FY2012 | 27.3% |
| FY2011 | 23.7% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 36.8% | +8.0 pts | |
| Q1 FY26 | 36.0% | +8.5 pts | |
| Q4 FY25 | 31.2% | −1.9 pts | |
| Q3 FY25 | 30.3% | −2.6 pts | |
| Q2 FY25 | 28.8% | −4.3 pts | |
| Q1 FY25 | 27.5% | −6.5 pts | |
| Q4 FY24 | 33.1% | −1.2 pts | |
| Q3 FY24 | 32.9% | −1.8 pts | |
| Q2 FY24 | 33.1% | −2.4 pts | |
| Q1 FY24 | 34.0% | −1.9 pts | |
| Q4 FY23 | 34.3% | +2.8 pts | |
| Q3 FY23 | 34.7% | +4.0 pts |
Against its peers
Companies in Banks - Regional nearest German American Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| GABCGerman American Bancorp | 36.8% |
| RBCAARepublic Bancorp | 31.3% |
| STBAS&T Bancorp | 33.8% |
| HTHHilltop | 12.7% |
| SRCE1ST Source | 38.5% |
| BYByline Bancorp | 32.3% |
| QCRHQCR | 35.8% |
| TCBKTrico Bancshares | 31.0% |
| OFGOFG Bancorp | 29.5% |
| CNOBConnectOne Bancorp | 34.0% |
| EFSCEnterprise Financial Services | 24.8% |
| Peer median | 31.8% |
Where German American Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on German American Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.