Republic Bancorp profit margin RBCAA
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 31.3%
- Net margin on a year earlier
- +0.7 pts
- Peer median
- 33.1%
Over the twelve months to Jun 30, 2026, Republic Bancorp kept 31.3% of its revenue as net profit.
Five years earlier its net margin was 28.9%.
The median for 10 regional banks of a similar size is 33.1%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 31.5% |
| FY2024 | 26.3% |
| FY2023 | 25.1% |
| FY2022 | 27.9% |
| FY2021 | 28.2% |
| FY2020 | 26.1% |
| FY2019 | 29.5% |
| FY2018 | 26.9% |
| FY2017 | 17.8% |
| FY2016 | 21.5% |
| FY2015 | 20.4% |
| FY2014 | 18.5% |
| FY2013 | 15.9% |
| FY2012 | 36.6% |
| FY2011 | 33.1% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 31.3% | +0.7 pts | |
| Q1 FY26 | 31.5% | +2.0 pts | |
| Q4 FY25 | 31.5% | +5.1 pts | |
| Q3 FY25 | 30.9% | +3.8 pts | |
| Q2 FY25 | 30.5% | +4.1 pts | |
| Q1 FY25 | 29.5% | +4.0 pts | |
| Q4 FY24 | 26.3% | +1.3 pts | |
| Q3 FY24 | 27.1% | +1.9 pts | |
| Q2 FY24 | 26.4% | +1.3 pts | |
| Q1 FY24 | 25.4% | −0.7 pts | |
| Q4 FY23 | 25.1% | −2.8 pts | |
| Q3 FY23 | 25.1% | −3.0 pts |
Against its peers
Companies in Banks - Regional nearest Republic Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| RBCAARepublic Bancorp | 31.3% |
| STBAS&T Bancorp | 33.8% |
| BYByline Bancorp | 32.3% |
| GABCGerman American Bancorp | 36.8% |
| QCRHQCR | 35.8% |
| TCBKTrico Bancshares | 31.0% |
| CNOBConnectOne Bancorp | 34.0% |
| LOBLive Oak Bancshares | 22.9% |
| OBKOrigin Bancorp | 23.5% |
| HTHHilltop | 12.7% |
| SRCE1ST Source | 38.5% |
| Peer median | 33.1% |
Where Republic Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Republic Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.