SuperworthNeptune Insurance profit margin NP
Gross, operating and net profit as a share of revenue over the last twelve months, from 2025.
- Net margin, 12 months
- 22.7%
- Operating margin, 12 months
- 41.3%
- Net margin on a year earlier
- −7.6 pts
- Peer median
- 11.7%
Over the twelve months to Sep 30, 2026, Neptune Insurance kept 22.7% of its revenue as net profit, with an operating margin of 41.3%.
The median for 10 insurance brokers of a similar size is 11.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin | Operating margin |
|---|---|---|
| FY2025 | 23.4% | 44.5% |
| FY2024 | n/a | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year | Operating margin |
|---|---|---|---|---|
| Q3 FY26 | 22.7% | −7.6 pts | 41.3% | |
| Q2 FY26 | 21.5% | −11.7 pts | 40.7% | |
| Q1 FY26 | 20.7% | n/a | 40.9% | |
| Q4 FY25 | 23.4% | n/a | 44.5% | |
| Q3 FY25 | 30.3% | n/a | 51.6% | |
| Q2 FY25 | 33.1% | n/a | 54.9% | |
| Q1 FY25 | n/a | n/a | n/a | |
| Q4 FY24 | n/a | n/a | n/a | |
| Q3 FY24 | n/a | n/a | n/a |
Against its peers
Companies in Insurance - Brokers nearest Neptune Insurance's size, closest first, today.
| Company | Profit margin |
|---|---|
| NPNeptune Insurance | 22.7% |
| CRVLCorvel | 11.7% |
| HGTYHagerty | 1.8% |
| ACTEnact | 54.5% |
| GSHDGoosehead Insurance | 8.8% |
| TWFGTWFG | n/m |
| RYANRyan Specialty | 3.1% |
| ERIEErie Indemnity | 14.0% |
| BROBrown & Brown | 17.7% |
| CRD-ACrawford | 1.8% |
| WTWWillis Towers Watson Public | 15.5% |
| Peer median | 11.7% |
Where Neptune Insurance ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Neptune Insurance
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.