Enact profit margin ACT
Gross, operating and net profit as a share of revenue over the last twelve months, from 2021.
- Net margin, 12 months
- 54.5%
- Net margin on a year earlier
- −0.8 pts
- Peer median
- 14.0%
Over the twelve months to Jun 30, 2026, Enact kept 54.5% of its revenue as net profit.
Five years earlier its net margin was 42.8%.
The median for 10 insurance brokers of a similar size is 14.0%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 54.6% |
| FY2024 | 57.3% |
| FY2023 | 57.7% |
| FY2022 | 64.3% |
| FY2021 | 48.9% |
| FY2020 | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 54.5% | −0.8 pts | |
| Q1 FY26 | 54.5% | −2.4 pts | |
| Q4 FY25 | 54.6% | −2.7 pts | |
| Q3 FY25 | 53.9% | −3.2 pts | |
| Q2 FY25 | 55.4% | −0.8 pts | |
| Q1 FY25 | 56.9% | +1.1 pts | |
| Q4 FY24 | 57.3% | −0.4 pts | |
| Q3 FY24 | 57.1% | −0.4 pts | |
| Q2 FY24 | 56.2% | −4.9 pts | |
| Q1 FY24 | 55.9% | −8.8 pts | |
| Q4 FY23 | 57.7% | −6.6 pts | |
| Q3 FY23 | 57.5% | −8.0 pts |
Against its peers
Companies in Insurance - Brokers nearest Enact's size, closest first, today.
| Company | Profit margin |
|---|---|
| ACTEnact | 54.5% |
| HGTYHagerty | 1.8% |
| CRVLCorvel | 11.7% |
| NPNeptune Insurance | 22.7% |
| RYANRyan Specialty | 3.1% |
| ERIEErie Indemnity | 14.0% |
| BROBrown & Brown | 17.7% |
| GSHDGoosehead Insurance | 8.8% |
| TWFGTWFG | n/m |
| WTWWillis Towers Watson Public | 15.5% |
| AONAon | 22.3% |
| Peer median | 14.0% |
Where Enact ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Enact
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.