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First Guaranty Bancshares profit margin FGBI

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
−38.9%
Net margin on a year earlier
−28.5 pts
Peer median
16.8%

Over the twelve months to Jun 30, 2026, First Guaranty Bancshares kept −38.9% of its revenue as net profit.

Five years earlier its net margin was 22.1%.

The median for 10 regional banks of a similar size is 16.8%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY2025−58.7%
FY202411.0%
FY20239.7%
FY202226.0%
FY202127.2%
FY202020.6%
FY201920.4%
FY201822.8%
FY201719.1%
FY201624.4%
FY201525.7%
FY201422.3%
FY201319.4%
FY201222.7%
FY201115.8%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY26−38.9%−28.5 pts
Q1 FY26−50.3%−53.8 pts
Q4 FY25−58.7%−69.7 pts
Q3 FY25−58.5%−70.0 pts
Q2 FY25−10.4%−22.1 pts
Q1 FY253.5%−5.0 pts
Q4 FY2411.0%+1.3 pts
Q3 FY2411.4%−2.0 pts
Q2 FY2411.7%−6.9 pts
Q1 FY248.5%−14.2 pts
Q4 FY239.7%−16.3 pts
Q3 FY2313.4%−14.8 pts

Against its peers

Companies in Banks - Regional nearest First Guaranty Bancshares' size, closest first, today.

CompanyProfit margin
FGBIFirst Guaranty Bancshares−38.9%
FINWFinwise Bancorp7.6%
LSBKLake Shore Bancorp28.2%
SRBKSR Bancorp10.0%
BOTJBank of the James Financial22.2%
HNVRHanover Bancorp12.6%
EBMTEagle Bancorp Montana16.8%
MGYRMagyar Bancorpn/m
MNSBMainStreet Bancshares23.7%
WSBKWinchester Bancorp16.8%
BVFLBV Financial32.5%
Peer median16.8%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on First Guaranty Bancshares

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.