Finwise Bancorp profit margin FINW
Gross, operating and net profit as a share of revenue over the last twelve months, from 2021.
- Net margin, 12 months
- 7.6%
- Net margin on a year earlier
- −7.6 pts
- Peer median
- 16.8%
Over the twelve months to Jun 30, 2026, Finwise Bancorp kept 7.6% of its revenue as net profit.
The median for 10 regional banks of a similar size is 16.8%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 12.3% |
| FY2024 | 15.7% |
| FY2023 | 23.1% |
| FY2022 | 28.4% |
| FY2021 | 39.6% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 7.6% | −7.6 pts | |
| Q1 FY26 | 10.3% | −4.7 pts | |
| Q4 FY25 | 12.3% | −3.3 pts | |
| Q3 FY25 | 14.3% | −3.2 pts | |
| Q2 FY25 | 15.2% | −4.3 pts | |
| Q1 FY25 | 15.1% | −6.5 pts | |
| Q4 FY24 | 15.7% | −7.5 pts | |
| Q3 FY24 | 17.5% | −8.2 pts | |
| Q2 FY24 | 19.5% | −4.5 pts | |
| Q1 FY24 | 21.6% | −2.8 pts | |
| Q4 FY23 | 23.1% | −5.3 pts | |
| Q3 FY23 | 25.7% | −6.1 pts |
Against its peers
Companies in Banks - Regional nearest Finwise Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| FINWFinwise Bancorp | 7.6% |
| SRBKSR Bancorp | 10.0% |
| LSBKLake Shore Bancorp | 28.2% |
| BOTJBank of the James Financial | 22.2% |
| HNVRHanover Bancorp | 12.6% |
| EBMTEagle Bancorp Montana | 16.8% |
| MGYRMagyar Bancorp | n/m |
| MNSBMainStreet Bancshares | 23.7% |
| WSBKWinchester Bancorp | 16.8% |
| BVFLBV Financial | 32.5% |
| FNWDFinward Bancorp | 14.2% |
| Peer median | 16.8% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Finwise Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.