Superworth

Capital One Financial profit margin COF

Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.

Net margin, 12 months
17.2%
Net margin on a year earlier
+14.3 pts
Peer median
15.3%

Over the twelve months to Sep 30, 2026, Capital One Financial kept 17.2% of its revenue as net profit.

Five years earlier its net margin was 42.3%.

The median for 10 credit services stocks of a similar size is 15.3%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY20254.6%
FY202412.1%
FY202313.3%
FY202221.5%
FY202140.7%
FY20209.5%
FY201919.4%
FY201821.4%
FY20177.3%
FY201614.7%
FY201517.3%
FY201419.9%
FY201318.4%
FY201216.4%
FY201119.3%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q3 FY2617.2%+14.3 pts
Q2 FY2617.0%+17.0 pts
Q1 FY265.5%−6.8 pts
Q4 FY254.6%−7.6 pts
Q3 FY252.9%−8.4 pts
Q2 FY250.0%−11.6 pts
Q1 FY2512.3%−1.7 pts
Q4 FY2412.1%−1.1 pts
Q3 FY2411.3%−3.6 pts
Q2 FY2411.6%−3.3 pts
Q1 FY2414.0%−3.0 pts
Q4 FY2313.3%−8.2 pts

Against its peers

Companies in Financial - Credit Services nearest Capital One Financial's size, closest first, today.

CompanyProfit margin
COFCapital One Financial17.2%
AXPAmerican Express15.8%
PYPLPayPal14.4%
MAMastercard46.3%
SYFSynchrony Financial18.3%
AFRMAffirm45.3%
GPNGlobal Payments−9.1%
VVisa50.8%
SOFISoFi Technologies14.8%
RBARB Global10.0%
CSGPCostar2.1%
Peer median15.3%

Where Capital One Financial ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Capital One Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.