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American Express profit margin AXP

Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.

Net margin, 12 months
15.8%
Net margin on a year earlier
+0.8 pts
Peer median
18.3%

Over the twelve months to Sep 30, 2026, American Express kept 15.8% of its revenue as net profit.

Five years earlier its net margin was 19.7%.

The median for 7 credit services stocks of a similar size is 18.3%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202515.0%
FY202415.4%
FY202313.8%
FY202214.2%
FY202119.0%
FY20208.7%
FY201915.5%
FY201817.2%
FY20177.5%
FY201616.8%
FY201515.7%
FY201417.2%
FY201316.3%
FY201214.2%
FY201116.5%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q3 FY2615.8%+0.8 pts
Q2 FY2615.1%+0.3 pts
Q1 FY2615.1%−0.2 pts
Q4 FY2515.0%−0.4 pts
Q3 FY2515.0%−0.4 pts
Q2 FY2514.8%−0.8 pts
Q1 FY2515.3%+0.8 pts
Q4 FY2415.4%+1.5 pts
Q3 FY2415.3%+1.7 pts
Q2 FY2415.5%+2.5 pts
Q1 FY2414.5%+1.4 pts
Q4 FY2313.8%−0.4 pts

Against its peers

Companies in Financial - Credit Services nearest American Express' size, closest first, today.

CompanyProfit margin
AXPAmerican Express15.8%
COFCapital One Financial17.2%
MAMastercard46.3%
VVisa50.8%
PYPLPayPal14.4%
SYFSynchrony Financial18.3%
AFRMAffirm45.3%
GPNGlobal Payments−9.1%
Peer median18.3%

Where American Express ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on American Express

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.