Superworth

SoFi Technologies profit margin SOFI

Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.

Net margin, 12 months
14.8%
Net margin on a year earlier
−3.6 pts
Peer median
11.0%

Over the twelve months to Jun 30, 2026, SoFi Technologies kept 14.8% of its revenue as net profit.

Five years earlier its net margin was −58.6%.

The median for 10 credit services stocks of a similar size is 11.0%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202513.3%
FY202418.6%
FY2023−14.2%
FY2022−20.4%
FY2021−49.1%
FY2020−39.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2614.8%−3.6 pts
Q1 FY2614.6%−2.6 pts
Q4 FY2513.3%−5.3 pts
Q3 FY2519.3%+10.9 pts
Q2 FY2518.4%+23.1 pts
Q1 FY2517.2%+25.0 pts
Q4 FY2418.6%+32.8 pts
Q3 FY248.4%+28.2 pts
Q2 FY24−4.7%+5.9 pts
Q1 FY24−7.8%+6.5 pts
Q4 FY23−14.2%+6.2 pts
Q3 FY23−19.8%+8.1 pts

Against its peers

Companies in Financial - Credit Services nearest SoFi Technologies' size, closest first, today.

CompanyProfit margin
SOFISoFi Technologies14.8%
GPNGlobal Payments−9.1%
RBARB Global10.0%
AFRMAffirm45.3%
SYFSynchrony Financial18.3%
CSGPCostar2.1%
CARTMaplebear12.0%
HQYHealthequity17.4%
ETSYEtsy7.3%
ZGZillow2.0%
PYPLPayPal14.4%
Peer median11.0%

Where SoFi Technologies ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on SoFi Technologies

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.