Superworth

California BanCorp BCAL

Banks - Diversified, Financial Services
$22.04
−0.14%
Market cap
$708.6M
PE
12.0×
3y median 11.7×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$180.2M
+4% on a year ago
Net margin
33.4%

California BanCorp trades at 12.0× trailing earnings, near its ten-year median. Revenue was $180.2M over the last twelve months, up 4% on a year earlier with a 33% net margin.

Charts

Financials

Income statement for BCAL, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$24.1M−0%$22.5M−12%$21.9M−17%$22.2M−10%$38.1M+58%$45.5M+103%$44.8M+105%$44.3M+100%$45.2M+19%$45.9M+1%$44.2M−1%$44.9M+1%
Interest expense$8.2M+421%$10M+248%$10.8M+150%$10.8M+59%$17.2M+109%$18M+80%$14.6M+35%$14.4M+33%$14.7M−15%$13.3M−26%$11.7M−20%$11.6M−19%
Pre-tax income$9.4M−1%$6.3M−46%$7.3M−35%$278K−97%−$22.5M$23.3M+270%$23.7M+226%$20.1M+7121%$21.8M$22.4M−4%$19.1M−19%$19.8M−1%
$2.8M+13%$1.9M−40%$2.3M−23%$88K−97%−$6.1M$6.5M+245%$6.8M+194%$6M+6690%$6.1M$6M−8%$5.3M−22%$5.5M−7%
Net income$6.6M−5%$4.4M−48%$4.9M−40%$190K−97%−$16.5M$16.8M+280%$16.9M+242%$14.1M+7321%$15.7M$16.4M−2%$13.8M−18%$14.3M+1%
$0.35−8%$0.24−48%$0.26−41%$0.01−97%−$0.59$0.51+113%$0.52+100%$0.43+4200%$0.48$0.50−2%$0.42−19%$0.44+2%
18.7M+2%18.7M+2%18.8M+1%18.8M+1%27.7M+48%32.6M+74%32.7M+74%32.7M+74%32.8M+18%32.8M+1%32.7M−0%32.4M−1%

EPS, diluted: 4 periods, Q4 FY22 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 3 periods, Q4 FY22 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY24: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Diversified nearest California BanCorp's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
BCALCalifornia BanCorp$708.6M12.0×11.7×n/m+4%33.4%
PFISPeoples Financial Services$707.5M12.5×12.1×n/m+7%29.1%
AROWArrow Financial$710.8M12.4×13.8×n/mn/mn/m
CARECarter Bankshares$677.6M5.3×12.3×n/m+78%50.5%
CBNKCapital Bancorp$672.6M12.1×9.2×n/m+15%22.2%
SHBIShore Bancshares$765.6M11.6×13.0×n/m+11%27.9%
FISIFinancial Institutions$799.7M10.1×9.1×n/mn/mn/m
ALRSAlerus Financial$802.9M30.1×11.6×n/m−11%11.7%
SMBKSmartfinancial$843.6M14.6×13.9×n/m+14%26.8%
SFSTSouthern First Bancshares$579.7M13.2×15.3×n/m+27%29.9%
HAFCHanmi Financial$953.2M10.8×11.2×n/m+16%31.2%
Peer median$738.2M12.3×12.2×n/a+15%28.5%

More on California BanCorp

Each number over time

Where it ranks

Its groups

About

Industry
Banks - Diversified
Sector
Financial Services

Valuation data, not investment advice. Prices as of .