BayFirst Financial BAFN
- Market cap
- $185.5M
- PE
- n/m
- a loss over the last year
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $34.2M
- −64% on a year ago
- Net margin
- n/m
- outside −100% to 100%
BayFirst Financial's trailing earnings are negative, so it has no PE. Revenue was $34.2M over the last twelve months, down 64% on a year earlier.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $23.1M+22% | $23.6M+39% | $23M+24% | $20.8M−1% | $21.7M−6% | $32.9M+40% | $19.1M−17% | $22.7M+9% | $10.2M−53% | $11.1M−66% | $10.3M−46% | $2.6M−89% | |
| Interest expense | $9.2M+337% | $10M+153% | $10.4M+101% | $11.2M+46% | $12M+30% | $11.1M+11% | $9.7M−7% | $10.2M−10% | $10.4M−14% | $9.8M−12% | $8M−18% | $6.9M−32% |
| Pre-tax income | $2.6M−35% | $2.4M−15% | $1.2M+3% | $1.2M−35% | $1.5M−42% | $13M+452% | −$1.3M | −$2.5M | −$25.9M | −$2.8M | −$8M+525% | −$44M+1678% |
| $674K−31% | $704K+5% | $296K+6% | $349K−24% | $398K−41% | $3.3M+365% | −$337K | −$623K | −$7M | −$359K | −$2M+504% | −$11.4M+1726% | |
| Net income | $1.9M | $1.7M+25% | $824K+12% | $866K−38% | $1.1M−41% | $9.8M+491% | −$1.3M | −$2.2M | −$18.9M | −$2.5M | −$6.3M+377% | −$33.1M+1376% |
| $0.41 | $0.25−14% | $0.11−15% | $0.12−59% | $0.18−56% | $2.05+720% | −$0.32 | −$0.54 | −$4.66 | −$0.69 | −$1.54+381% | −$8.05+1391% | |
| 4.4M+0% | 5.3M+37% | 4.1M+1% | 4.1M−3% | 4.1M−5% | 4.6M−13% | 4.1M+0% | 4.1M−0% | 4.1M+0% | 4.1M−10% | 4.1M−1% | 4.1M−1% |
Net income: 4 periods, Q1 FY25 to Q2 FY26: not printed by the filing, worked out from its own lines.
EPS, diluted: 6 periods, Q4 FY20 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: 4 periods, Q4 FY20 to Q4 FY23: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY24: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution. Q4 FY25: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest BayFirst Financial's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| BAFNBayFirst Financial | $185.5M | n/m | 14.6× | n/m | −64% | n/m | |
| BVFLBV Financial | $186.8M | 14.3× | 14.0× | n/m | +4% | 32.5% | |
| FNWDFinward Bancorp | $188.7M | 19.2× | 10.7× | n/m | +9% | 14.2% | |
| ECBKECB Bancorp | $189.3M | 15.8× | 25.0× | n/m | +36% | 29.4% | |
| SBFGSB Financial | $189.5M | 11.3× | 10.1× | n/m | +10% | 24.5% | |
| CBFVCB Financial Services | $196.4M | 28.0× | 13.9× | n/m | −6% | 14.9% | |
| MNSBMainStreet Bancshares | $174M | 12.0× | 9.1× | n/m | +4% | 23.7% | |
| RBKBRhinebeck Bancorp | $202.2M | 14.4× | 10.1× | n/m | +60% | 18.4% | |
| EBMTEagle Bancorp Montana | $169.8M | 10.5× | 12.0× | n/m | +11% | 16.8% | |
| HNVRHanover Bancorp | $168.5M | 18.7× | 9.5× | n/m | +5% | 12.6% | |
| CZWICitizens Community Bancorp | $206.7M | 16.4× | 9.1× | n/m | +10% | 19.9% | |
| Peer median | $189M | 15.1× | 10.4× | n/a | +9% | 19.2% |
More on BayFirst Financial
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .