SuperworthVelocity Financial VEL
- Market cap
- $604.1M
- PE
- 5.6×
- 5y median 10.5×
- Forward PE
- n/m
- not a meaningful number
- Price to sales
- n/m
- one or more of the four quarters through 2026-06-30 missing
- EV/EBIT
- 13.3×
- Revenue, 12 months
- n/m
- one or more of the four quarters through 2026-06-30 missing
- Net margin
- n/m
- one or more of the four quarters through 2026-06-30 missing
- Free cash flow yield
- 3.7%
Velocity Financial trades at 5.6× trailing earnings, cheaper than 99% of the last ten years.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | |
| Interest expense | $4.1M+3% | $4.1M+0% | $5.4M+30% | $6.2M+49% | $6.1M+49% | $6.1M+48% | $6.1M+14% | $6.1M−0% | $6.1M+0% | $6.1M+0% | $15.1M+146% | $14.5M+136% |
| Pre-tax income | $17.2M+23% | $22.3M+91% | $23.2M+58% | $19.9M+18% | $21.2M+23% | $32M+44% | $26.9M+16% | $33.9M+71% | $35.4M+67% | $50M+56% | $30.9M+15% | $35.2M+4% |
| $5.1M+35% | $5.1M+48% | $5.9M+47% | $5.2M+12% | $5.6M+11% | $11.2M+119% | $8.2M+40% | $7.8M+50% | $10M+77% | $15.3M+36% | $8.6M+4% | $9.5M+23% | |
| Net income | $12.1M+21% | $17.4M+105% | $17.3M+62% | $14.8M+21% | $15.8M+31% | $20.6M+19% | $18.9M+10% | $26M+76% | $25.4M+61% | $34.8M+69% | $22.4M+18% | $25.2M−3% |
| $0.35+21% | $0.50+100% | $0.49+58% | $0.42+17% | $0.44+26% | $0.57+14% | $0.51+4% | $0.69+64% | $0.65+48% | $0.89+56% | $0.57+12% | $0.64−7% | |
| 34.7M+2% | 35M+3% | 35.4M+4% | 35.6M+4% | 35.9M+3% | 36.1M+3% | 36.8M+4% | 37.8M+6% | 38.8M+8% | 39.2M+9% | 39.2M+6% | 39.3M+4% |
EPS, diluted: 6 periods, Q4 FY20 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: 6 periods, Q4 FY20 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Financial - Credit Services nearest Velocity Financial's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| VELVelocity Financial | $604.1M | 5.6× | 10.5× | n/m | n/m | n/m | |
| PRTHPriority Technology | $644.7M | 11.3× | 15.2× | 0.6× | +9% | 5.6% | |
| CASSCass Information Systems | $702.2M | 19.7× | 23.4× | 3.5× | +8% | 18.5% | |
| MAXMediaAlpha | $729M | 7.4× | 25.9× | 0.6× | +14% | 7.9% | |
| WRLDWorld Acceptance | $778.9M | 20.1× | 15.1× | 1.3× | +4% | 6.6% | |
| PHRPhreesia | $788.3M | 74.7× | 71.5× | 1.6× | +13% | 2.1% | |
| OPFIOppFi | $461.8M | 2.6× | 44.1× | 1.3× | +0% | 28.0% | |
| PLBCPlumas Bancorp | $439.8M | 12.4× | 9.3× | 3.9× | +34% | 31.7% | |
| PAYSPaysign | $842.4M | 57.4× | 52.5× | 8.4× | +47% | 15.7% | |
| OPRTOportun Financial | $422.6M | 23.0× | 11.0× | 0.4× | −2% | 2.1% | |
| RHLDResolute Holdings Management | $934.6M | 22.0× | 20.9× | 0.8× | +159% | 4.2% | |
| Peer median | $715.6M | 19.9× | 22.2× | 1.3× | +11% | 7.3% |
More on Velocity Financial
Each number over time
- PE ratio
- EV/EBIT
- Price to free cash flow
- Price to book ratio
- Market cap
- EPS
- Free cash flow
- Shares outstanding
Where it ranks
Its groups
About
- Industry
- Financial - Credit Services
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .