Uscb Financial profit margin USCB
Gross, operating and net profit as a share of revenue over the last twelve months, from 2021.
- Net margin, 12 months
- 29.6%
- Net margin on a year earlier
- −2.7 pts
- Peer median
- 23.8%
Over the twelve months to Jun 30, 2026, Uscb Financial kept 29.6% of its revenue as net profit.
The median for 10 regional banks of a similar size is 23.8%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 28.9% |
| FY2024 | 29.8% |
| FY2023 | 25.1% |
| FY2022 | 29.2% |
| FY2021 | 33.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 29.6% | −2.7 pts | |
| Q1 FY26 | 29.7% | −1.8 pts | |
| Q4 FY25 | 28.9% | −0.9 pts | |
| Q3 FY25 | 33.2% | +6.1 pts | |
| Q2 FY25 | 32.3% | +7.5 pts | |
| Q1 FY25 | 31.5% | +8.1 pts | |
| Q4 FY24 | 29.8% | +4.8 pts | |
| Q3 FY24 | 27.2% | −0.1 pts | |
| Q2 FY24 | 24.8% | −4.0 pts | |
| Q1 FY24 | 23.4% | −6.4 pts | |
| Q4 FY23 | 25.1% | −4.2 pts | |
| Q3 FY23 | 27.2% | −3.8 pts |
Against its peers
Companies in Banks - Regional nearest Uscb Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| USCBUscb Financial | 29.6% |
| BRBSBlue Ridge Bankshares | 11.2% |
| TSBKTimberland Bancorp | 36.2% |
| FRSTPrimis Financial | 23.8% |
| NWFLNorwood Financial | n/m |
| WSBFWaterstone Financial | 20.0% |
| NECBNorthEast Community Bancorp | 40.9% |
| ISTRInvestar | 27.3% |
| MVBFMVB Financial | 20.6% |
| PKBKParke Bancorp | 50.5% |
| CFFIC & F Financial | 19.5% |
| Peer median | 23.8% |
Where Uscb Financial ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Uscb Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.