TWFG price to free cash flow TWFG
Market value divided by free cash flow over the last twelve months, since 2025.
- Today, Oct 23, 2026
- 25.6×
- Peer median
- 20.9×
TWFG's price to free cash flow is 25.6× as of Oct 23, 2026.
The median for 8 insurance brokers of a similar size is 20.9×.
Price to free cash flow over time
Year by year
| Year | End of year | Low | High |
|---|---|---|---|
| 2026 so far | 25.6× | 16.4× | 32.3× |
| 2025 | 33.6× | 30.2× | 46.1× |
Against its peers
Companies in Insurance - Brokers nearest TWFG's size, closest first, today.
| Company | Price to free cash flow |
|---|---|
| TWFGTWFG | 25.6× |
| GSHDGoosehead Insurance | 21.6× |
| CRD-ACrawford | 6.3× |
| NPNeptune Insurance | n/m |
| CRVLCorvel | 37.2× |
| HGTYHagerty | 19.2× |
| ACTEnact | n/m |
| RYANRyan Specialty | 20.1× |
| ERIEErie Indemnity | 24.0× |
| Peer median | 20.9× |
What the price to free cash flow tells you
Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.
Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.
More on TWFG
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.