Hagerty price to free cash flow HGTY
Market value divided by free cash flow over the last twelve months, since 2022.
- Today, Oct 23, 2026
- 19.2×
- 4-year median
- 26.7×
- Against its 4-year history
- 13th
- percentile: 0 is its lowest day, 100 its highest
- 4-year range
- 16.0× to 305×
- Peer median
- 20.9×
Hagerty's price to free cash flow is 19.2× as of Oct 23, 2026.
That is below its 4-year median of 26.7×, lower than on 87% of days in the last 4 years.
Over that time it ranged from 16.0× in Aug 2026 to 305× in Apr 2023.
The median for 10 insurance brokers of a similar size is 20.9×.
Price to free cash flow over time
Year by year
| Year | End of year | Low | High |
|---|---|---|---|
| 2026 so far | 19.2× | 16.0× | 29.1× |
| 2025 | 30.6× | 18.4× | 33.1× |
| 2024 | 19.8× | 18.6× | 49.0× |
| 2023 | 42.6× | 30.9× | 305× |
| 2022 | 30.4× | 28.8× | 34.8× |
Against its peers
Companies in Insurance - Brokers nearest Hagerty's size, closest first, today.
| Company | Price to free cash flow |
|---|---|
| HGTYHagerty | 19.2× |
| ACTEnact | n/m |
| CRVLCorvel | 37.2× |
| NPNeptune Insurance | n/m |
| RYANRyan Specialty | 20.1× |
| ERIEErie Indemnity | 24.0× |
| GSHDGoosehead Insurance | 21.6× |
| TWFGTWFG | 25.6× |
| BROBrown & Brown | 16.9× |
| WTWWillis Towers Watson Public | 17.9× |
| CRD-ACrawford | 6.3× |
| Peer median | 20.9× |
What the price to free cash flow tells you
Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.
Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.
More on Hagerty
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.