First Financial THFF
- Market cap
- $911.8M
- PE
- 10.7×
- 10y median 10.5×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $276.3M
- +12% on a year ago
- Net margin
- 30.7%
First Financial trades at 10.7× trailing earnings, near its ten-year median. Revenue was $276.3M over the last twelve months, up 12% on a year earlier with a 31% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $52.8M−5% | $50.8M−6% | $48.4M−10% | $49.2M−7% | $58.4M+11% | $61.8M+22% | $62.5M+29% | $63.1M+28% | $65.8M+13% | $70.5M+14% | $68.2M+9% | $71.9M+14% | |
| Interest expense | $17.6M+242% | $19.2M+124% | $20.5M+98% | $21.5M+53% | $24.5M+40% | $23.3M+22% | $21.1M+3% | $21.5M+0% | $22M−10% | $21.1M−9% | $21M−0% | $23M+7% |
| Pre-tax income | $19.3M−15% | $14.1M−26% | $13.1M−33% | $13.6M−30% | $10.4M−46% | $20M+42% | $23.8M+81% | $22.8M+68% | $25.8M+147% | $26.4M+32% | $24.7M+4% | $28M+23% |
| $3M−35% | $1.7M−32% | $2.2M−39% | $2.2M−37% | $1.7M−44% | $3.8M+125% | $5.4M+144% | $4.2M+92% | $5M+196% | $4.9M+30% | $4.9M−9% | $5.3M+25% | |
| Net income | $16.3M−10% | $12.4M−25% | $10.9M−32% | $11.4M−29% | $8.7M−46% | $16.2M+31% | $18.4M+69% | $18.6M+64% | $20.8M+138% | $21.5M+32% | $19.8M+8% | $22.7M+22% |
| $1.37−9% | $1.06−23% | $0.93−30% | $0.96−28% | $0.74−46% | $1.37+29% | $1.55+67% | $1.57+64% | $1.75+137% | $1.81+32% | $1.67+8% | $1.91+22% | |
| 11.9M−1% | 11.8M−2% | 11.8M−2% | 11.8M−2% | 11.8M−1% | 11.8M+0% | 11.8M+0% | 11.9M+0% | 11.9M+0% | 11.9M+0% | 11.9M+0% | 11.9M+0% |
Net income: 8 periods, Q3 FY10 to Q3 FY12: not printed by the filing, worked out from its own lines.
EPS, diluted: 8 periods, Q4 FY10 to Q2 FY26: quarter's net income to common over its shares, to the cent.
Diluted shares: 10 periods, Q2 FY10 to Q3 FY12: not printed by the filing, worked out from its own lines. 14 periods, Q4 FY12 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q2 FY26: share-days: the 6-month average less the 3-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest First Financial's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| THFFFirst Financial | $911.8M | 10.7× | 10.5× | n/m | +12% | 30.7% | |
| FCBCFirst Community Bankshares | $917.9M | 15.3× | 13.5× | n/m | +14% | 31.5% | |
| FMNBFarmers National Banc | $929.6M | 10.7× | 10.3× | n/m | +24% | 29.7% | |
| GSBCGreat Southern Bancorp | $881.9M | 13.4× | 11.2× | n/m | −0% | 29.7% | |
| SBSISouthside Bancshares | $946.7M | 12.5× | 13.1× | n/m | −5% | 30.6% | |
| TRSTTrustco Bank Corp N Y | $949M | 15.5× | 12.6× | n/m | +10% | 33.0% | |
| ORRFOrrstown Financial Services | $871.2M | 10.0× | 11.0× | n/m | +3% | 33.6% | |
| MPBMID Penn Bancorp | $868M | 12.1× | 10.4× | n/m | +36% | 25.8% | |
| CCBGCapital City Bank | $864.7M | 14.0× | 13.4× | n/m | +5% | 24.0% | |
| CPFCentral Pacific Financial | $970.4M | 12.1× | 13.1× | n/m | +13% | 27.5% | |
| EQBKEquity Bancshares | $1B | 29.3× | 17.8× | n/m | +10% | 14.0% | |
| Peer median | $923.8M | 13.0× | 12.8× | n/a | +10% | 29.7% |
More on First Financial
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .