Superworth

First Financial THFF

Banks - Regional, Financial Services
$76.67
+0.64%
Market cap
$911.8M
PE
10.7×
10y median 10.5×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$276.3M
+12% on a year ago
Net margin
30.7%

First Financial trades at 10.7× trailing earnings, near its ten-year median. Revenue was $276.3M over the last twelve months, up 12% on a year earlier with a 31% net margin.

Charts

Financials

Income statement for THFF, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$52.8M−5%$50.8M−6%$48.4M−10%$49.2M−7%$58.4M+11%$61.8M+22%$62.5M+29%$63.1M+28%$65.8M+13%$70.5M+14%$68.2M+9%$71.9M+14%
Interest expense$17.6M+242%$19.2M+124%$20.5M+98%$21.5M+53%$24.5M+40%$23.3M+22%$21.1M+3%$21.5M+0%$22M−10%$21.1M−9%$21M−0%$23M+7%
Pre-tax income$19.3M−15%$14.1M−26%$13.1M−33%$13.6M−30%$10.4M−46%$20M+42%$23.8M+81%$22.8M+68%$25.8M+147%$26.4M+32%$24.7M+4%$28M+23%
$3M−35%$1.7M−32%$2.2M−39%$2.2M−37%$1.7M−44%$3.8M+125%$5.4M+144%$4.2M+92%$5M+196%$4.9M+30%$4.9M−9%$5.3M+25%
Net income$16.3M−10%$12.4M−25%$10.9M−32%$11.4M−29%$8.7M−46%$16.2M+31%$18.4M+69%$18.6M+64%$20.8M+138%$21.5M+32%$19.8M+8%$22.7M+22%
$1.37−9%$1.06−23%$0.93−30%$0.96−28%$0.74−46%$1.37+29%$1.55+67%$1.57+64%$1.75+137%$1.81+32%$1.67+8%$1.91+22%
11.9M−1%11.8M−2%11.8M−2%11.8M−2%11.8M−1%11.8M+0%11.8M+0%11.9M+0%11.9M+0%11.9M+0%11.9M+0%11.9M+0%

Net income: 8 periods, Q3 FY10 to Q3 FY12: not printed by the filing, worked out from its own lines.

EPS, diluted: 8 periods, Q4 FY10 to Q2 FY26: quarter's net income to common over its shares, to the cent.

Diluted shares: 10 periods, Q2 FY10 to Q3 FY12: not printed by the filing, worked out from its own lines. 14 periods, Q4 FY12 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q2 FY26: share-days: the 6-month average less the 3-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest First Financial's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
THFFFirst Financial$911.8M10.7×10.5×n/m+12%30.7%
FCBCFirst Community Bankshares$917.9M15.3×13.5×n/m+14%31.5%
FMNBFarmers National Banc$929.6M10.7×10.3×n/m+24%29.7%
GSBCGreat Southern Bancorp$881.9M13.4×11.2×n/m−0%29.7%
SBSISouthside Bancshares$946.7M12.5×13.1×n/m−5%30.6%
TRSTTrustco Bank Corp N Y$949M15.5×12.6×n/m+10%33.0%
ORRFOrrstown Financial Services$871.2M10.0×11.0×n/m+3%33.6%
MPBMID Penn Bancorp$868M12.1×10.4×n/m+36%25.8%
CCBGCapital City Bank$864.7M14.0×13.4×n/m+5%24.0%
CPFCentral Pacific Financial$970.4M12.1×13.1×n/m+13%27.5%
EQBKEquity Bancshares$1B29.3×17.8×n/m+10%14.0%
Peer median$923.8M13.0×12.8×n/a+10%29.7%

More on First Financial

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .