SB Financial SBFG
- Market cap
- $189.5M
- PE
- 11.3×
- 10y median 10.1×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $68.4M
- +10% on a year ago
- Net margin
- 24.5%
SB Financial trades at 11.3× trailing earnings, pricier than 72% of the last ten years. Revenue was $68.4M over the last twelve months, up 10% on a year earlier with a 25% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $13.7M−5% | $15.1M+3% | $13.1M−6% | $14M−1% | $14.3M+5% | $15.5M+2% | $15.4M+17% | $17.2M+22% | $16.6M+16% | $16.4M+6% | $17.4M+13% | $17.9M+5% | |
| Interest expense | $5.3M+294% | $5.5M+172% | $6.1M+75% | $6M+31% | $6.4M+21% | $6M+7% | $6.1M−0% | $6.3M+6% | $6.5M+2% | $6.6M+10% | $6.6M+8% | $6.9M+8% |
| Pre-tax income | $3.2M−21% | $4.8M+11% | $2.8M−4% | $3.4M−9% | $3.1M−4% | $4.5M−6% | $2.6M−9% | $4.7M+40% | $5M+60% | $5M+10% | $5.3M+104% | $5.5M+17% |
| $537K−28% | $937K+15% | $481K−7% | $261K−59% | $752K+40% | $892K−5% | $431K−10% | $875K+235% | $910K+21% | $1.1M+19% | $985K+129% | $1M+15% | |
| Net income | $2.7M−20% | $3.9M+10% | $2.4M−3% | $3.1M+1% | $2.4M−12% | $3.6M−6% | $2.2M−9% | $3.9M+24% | $4M+72% | $3.9M+8% | $4.3M+99% | $4.5M+17% |
| $0.39−17% | $0.57+14% | $0.35+0% | $0.47+7% | $0.35−10% | $0.55−4% | $0.33−6% | $0.60+28% | $0.64+83% | $0.62+13% | $0.69+109% | $0.72+20% | |
| 6.9M−2% | 6.8M−3% | 6.7M−4% | 6.7M−3% | 6.7M−3% | 6.6M−3% | 6.5M−3% | 6.5M−4% | 6.3M−6% | 6.3M−5% | 6.2M−4% | 6.2M−4% |
EPS, diluted: 11 periods, Q4 FY11 to Q4 FY25: quarter's net income to common over its shares, to the cent. Q4 FY22: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'.
Diluted shares: 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY20: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution. Q1 FY23: not printed by the filing, worked out from its own lines.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest SB Financial's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| SBFGSB Financial | $189.5M | 11.3× | 10.1× | n/m | +10% | 24.5% | |
| ECBKECB Bancorp | $189.3M | 15.8× | 25.0× | n/m | +36% | 29.4% | |
| FNWDFinward Bancorp | $188.7M | 19.2× | 10.7× | n/m | +9% | 14.2% | |
| BVFLBV Financial | $186.8M | 14.3× | 14.0× | n/m | +4% | 32.5% | |
| CBFVCB Financial Services | $196.4M | 28.0× | 13.9× | n/m | −6% | 14.9% | |
| RBKBRhinebeck Bancorp | $202.2M | 14.4× | 10.1× | n/m | +60% | 18.4% | |
| MNSBMainStreet Bancshares | $174M | 12.0× | 9.1× | n/m | +4% | 23.7% | |
| CZWICitizens Community Bancorp | $206.7M | 16.4× | 9.1× | n/m | +10% | 19.9% | |
| EBMTEagle Bancorp Montana | $169.8M | 10.5× | 12.0× | n/m | +11% | 16.8% | |
| FCAPFirst Capital | $211.9M | 11.5× | 13.0× | n/m | +18% | 33.8% | |
| HNVRHanover Bancorp | $168.5M | 18.7× | 9.5× | n/m | +5% | 12.6% | |
| Peer median | $189M | 15.1× | 11.4× | n/a | +9% | 19.2% |
More on SB Financial
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .