Repay price to free cash flow RPAY
Market value divided by free cash flow over the last twelve months, since 2020.
- Today, Oct 23, 2026
- 3.6×
- 6-year median
- 9.2×
- Against its 6-year history
- 20th
- percentile: 0 is its lowest day, 100 its highest
- 6-year range
- 2.3× to 149×
- Peer median
- 8.4×
Repay's price to free cash flow is 3.6× as of Oct 23, 2026.
That is below its 6-year median of 9.2×, lower than on 80% of days in the last 6 years.
Over that time it ranged from 2.3× in May 2025 to 149× in Dec 2020.
The median for 10 credit services stocks of a similar size is 8.4×.
Price to free cash flow over time
Year by year
| Year | End of year | Low | High |
|---|---|---|---|
| 2026 so far | 3.6× | 2.4× | 3.9× |
| 2025 | 3.1× | 2.3× | 4.7× |
| 2024 | 4.7× | 4.7× | 10.3× |
| 2023 | 9.1× | 6.4× | 13.0× |
| 2022 | 10.3× | 7.9× | 32.4× |
| 2021 | 32.3× | 28.4× | 145× |
| 2020 | 146× | 40.1× | 149× |
Against its peers
Companies in Financial - Credit Services nearest Repay's size, closest first, today.
| Company | Price to free cash flow |
|---|---|
| RPAYRepay | 3.6× |
| TREELendingTree | 5.1× |
| RMNIRimini Street | 5.9× |
| OPRTOportun Financial | n/m |
| LSAKLesaka Technologies | 11.0× |
| PLBCPlumas Bancorp | 13.9× |
| OPFIOppFi | 1.2× |
| RMRegional Management | 0.9× |
| IRHOIron Horse Acquisition II | n/m |
| POWWOutdoor | 30.4× |
| IMXIInternational Money Express | 31.8× |
| Peer median | 8.4× |
What the price to free cash flow tells you
Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.
Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.
More on Repay
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.