SuperworthPayPal PYPL
- Market cap
- $48.8B
- PE
- 10.8×
- 10y median 41.8×
- Forward PE
- 10.3×
- 10y median 25.9×
- Price to sales
- 1.4×
- EV/EBIT
- 8.6×
- Revenue, 12 months
- $34.1B
- +6% on a year ago
- Net margin
- 14.4%
- Free cash flow yield
- 13.5%
PayPal trades at 10.8× trailing earnings, cheaper than 93% of the last ten years. Revenue was $34.1B over the last twelve months, up 6% on a year earlier with a 14% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $7.4B+8% | $8B+9% | $7.7B+9% | $7.9B+8% | $7.8B+6% | $8.4B+4% | $7.8B+1% | $8.3B+5% | $8.4B+7% | $8.7B+4% | $8.4B+7% | $8.7B+5% | |
| R&D | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| SG&A | $949M−6% | $1B−2% | $885M−6% | $1B+6% | $1B+8% | $1.2B+20% | $991M+12% | $1B+3% | $1B+1% | $1.2B−2% | $1B+2% | $1B+1% |
| $1.2B+5% | $1.7B+39% | $1.2B+17% | $1.3B+17% | $1.4B+19% | $1.4B−17% | $1.5B+31% | $1.5B+14% | $1.5B+9% | $1.5B+5% | $1.5B−3% | $1.4B−5% | |
| Interest expense | $86M−1% | $87M−2% | $86M−1% | $93M+7% | $106M+23% | $97M+12% | $103M+20% | $114M+23% | $113M+7% | $111M+14% | $111M+8% | $126M+11% |
| Pre-tax income | $1.2B−21% | $1.8B+62% | $1.2B+13% | $1.4B+7% | $1.3B+6% | $1.4B−21% | $1.6B+33% | $1.5B+9% | $1.5B+17% | $1.6B+15% | $1.4B−13% | $1.3B−14% |
| $221M−11% | $391M+107% | $321M+15% | $271M−1% | $301M+36% | $289M−26% | $316M−2% | $268M−1% | $285M−5% | $190M−34% | $280M−11% | $206M−23% | |
| Net income | $1B−23% | $1.4B+52% | $888M+12% | $1.1B+10% | $1B−1% | $1.1B−20% | $1.3B+45% | $1.3B+12% | $1.2B+24% | $1.4B+28% | $1.1B−14% | $1.1B−13% |
| $0.93−19% | $1.29+59% | $0.83+19% | $1.08+17% | $0.99+7% | $1.11−14% | $1.29+55% | $1.29+19% | $1.30+31% | $1.53+38% | $1.21−6% | $1.25−3% | |
| 1.1B−5% | 1.1B−5% | 1.1B−6% | 1B−6% | 1B−7% | 1B−7% | 999M−7% | 977M−7% | 960M−6% | 938M−7% | 920M−8% | 882M−10% |
Revenue: Q1 FY14 and Q1 FY15: 6 months less the 3 months printed beside them.
R&D: Q1 FY14: 6 months less the 3 months printed beside them.
SG&A: Q1 FY14: 6 months less the 3 months printed beside them.
Operating income: Q1 FY14 and Q1 FY15: 6 months less the 3 months printed beside them.
Pre-tax income: Q1 FY14 and Q1 FY15: 6 months less the 3 months printed beside them.
Income tax: Q1 FY14 and Q1 FY15: 6 months less the 3 months printed beside them.
Net income: Q1 FY14 and Q1 FY15: 6 months less the 3 months printed beside them.
EPS, diluted: 8 periods, Q1 FY14 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: Q1 FY14 and Q1 FY15: share-days: the 6-month average less the second quarter's. 6 periods, Q4 FY14 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Estimates
Next earnings report: .
| Quarter | Revenue | Range | EPS | Range | Analysts |
|---|---|---|---|---|---|
| Q3 FY26 | $8.7B | $8.6B to $8.8B | $1.31 | $1.27 to $1.40 | 24 |
| Q4 FY26 | $9B | $8.9B to $9.2B | $1.35 | $1.32 to $1.41 | 22 |
| Q1 FY27 | $8.7B | $8.5B to $8.9B | $1.43 | $1.40 to $1.47 | 12 |
| Q2 FY27 | $9B | $8.9B to $9.3B | $1.46 | $1.43 to $1.51 | 10 |
| Q3 FY27 | $9.1B | $8.9B to $9.3B | $1.45 | $1.42 to $1.50 | 18 |
| Q4 FY27 | $9.4B | $9.2B to $9.6B | $1.47 | $1.44 to $1.52 | 10 |
| Q1 FY28 | $9B | $8.9B to $9.2B | $1.55 | $1.52 to $1.60 | 11 |
| Q2 FY28 | $9.4B | $9.2B to $9.6B | $1.55 | $1.52 to $1.60 | 17 |
Peers
Companies in Financial - Credit Services nearest PayPal's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| PYPLPayPal | $48.8B | 10.8× | 41.8× | 10.3× | 1.4× | +6% | 14.4% |
| SYFSynchrony Financial | $24B | 7.5× | 7.8× | 7.7× | n/m | +3% | 18.3% |
| AFRMAffirm | $23.6B | 12.7× | 67.0× | 35.8× | 5.5× | +32% | 45.3% |
| GPNGlobal Payments | $21.9B | n/m | 42.4× | 5.6× | 2.1× | +23% | −9.1% |
| COFCapital One Financial | $123.5B | 11.9× | 12.0× | 8.8× | n/m | +31% | 17.2% |
| SOFISoFi Technologies | $18.9B | 30.5× | 46.4× | 20.3× | n/m | +41% | 14.8% |
| RBARB Global | $15.6B | 36.1× | 41.8× | n/m | 3.2× | +10% | 10.0% |
| CSGPCostar | $13.7B | 179× | 91.9× | n/m | 3.9× | +22% | 2.1% |
| CARTMaplebear | $13.1B | 31.0× | 25.9× | n/m | 3.3× | +13% | 12.0% |
| AXPAmerican Express | $211.5B | 17.6× | 18.7× | 16.8× | 2.7× | +10% | 15.8% |
| HQYHealthequity | $8.6B | 37.7× | 78.2× | n/m | 6.3× | +7% | 17.4% |
| Peer median | $20.4B | 30.5× | 42.1× | 12.8× | 3.3× | +17% | 15.3% |
Investors who own it
Investors we follow who held PayPal at the end of Jun 30, 2026, from their 13F filings.
- David EinhornGreenlight Capital1.6% of portfolionew
- Philippe LaffontCoatue Management0.1% of portfolio
More on PayPal
Each number over time
- PE ratio
- Forward PE
- Price to sales ratio
- EV/EBIT
- Price to free cash flow
- Price to book ratio
- Market cap
- Revenue
- EPS
- Free cash flow
- Profit margin
- Shares outstanding
Where it ranks
Its groups
About
- Industry
- Financial - Credit Services
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .