PRA profit margin PRAA
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- −19.9%
- Operating margin, 12 months
- 5.0%
- Net margin on a year earlier
- −28.0 pts
- Peer median
- 7.3%
Over the twelve months to Jun 30, 2026, PRA kept −19.9% of its revenue as net profit, with an operating margin of 5.0%.
Five years earlier its net margin was 16.7%.
The median for 10 credit services stocks of a similar size is 7.3%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin | Operating margin |
|---|---|---|
| FY2025 | −25.4% | −2.5% |
| FY2024 | 6.3% | 30.5% |
| FY2023 | −10.4% | 12.5% |
| FY2022 | 12.1% | 29.6% |
| FY2021 | 16.7% | 34.2% |
| FY2020 | 14.0% | 32.8% |
| FY2019 | 8.5% | 24.4% |
| FY2018 | 7.2% | 20.4% |
| FY2017 | 19.9% | 25.9% |
| FY2016 | 10.2% | 26.3% |
| FY2015 | 17.8% | 32.9% |
| FY2014 | 20.0% | 38.8% |
| FY2013 | 23.8% | 40.5% |
| FY2012 | 21.4% | 36.4% |
| FY2011 | 22.0% | 38.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year | Operating margin |
|---|---|---|---|---|
| Q2 FY26 | −19.9% | −28.0 pts | 5.0% | |
| Q1 FY26 | −22.5% | −28.8 pts | −0.1% | |
| Q4 FY25 | −25.4% | −31.7 pts | −2.5% | |
| Q3 FY25 | −29.5% | −33.7 pts | −5.3% | |
| Q2 FY25 | 8.1% | +7.7 pts | 30.4% | |
| Q1 FY25 | 6.3% | +8.6 pts | 30.8% | |
| Q4 FY24 | 6.3% | +16.7 pts | 30.5% | |
| Q3 FY24 | 4.2% | +11.5 pts | 27.9% | |
| Q2 FY24 | 0.4% | +3.0 pts | 25.0% | |
| Q1 FY24 | −2.4% | −4.5 pts | 22.2% | |
| Q4 FY23 | −10.4% | −22.5 pts | 12.5% | |
| Q3 FY23 | −7.3% | −20.8 pts | 14.2% |
Against its peers
Companies in Financial - Credit Services nearest PRA's size, closest first, today.
| Company | Profit margin |
|---|---|
| PRAAPRA | −19.9% |
| MAXMediaAlpha | 7.9% |
| CASSCass Information Systems | 18.5% |
| WRLDWorld Acceptance | 6.6% |
| PHRPhreesia | 2.1% |
| PRTHPriority Technology | 5.6% |
| PAYSPaysign | 15.7% |
| VELVelocity Financial | n/m |
| RHLDResolute Holdings Management | 4.2% |
| QNSTQuinstreet | n/m |
| OPFIOppFi | 28.0% |
| Peer median | 7.3% |
Where PRA ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on PRA
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.