Pagaya Technologies price to free cash flow PGY

Market value divided by free cash flow over the last twelve months, since 2024.

Today, Oct 23, 2026: 6.3×
Peer median: 13.2×

Pagaya Technologies' price to free cash flow is 6.3× as of Oct 23, 2026.

The median for 10 credit services stocks of a similar size is 13.2×.

Price to free cash flow over time

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	6.3×	3.9×	11.9×
2025	10.0×	9.9×	37.2×
2024	20.3×	18.5×	23.0×

Against its peers

Companies in Financial - Credit Services nearest Pagaya Technologies' size, closest first, today.

Company	Price to free cash flow
PGYPagaya Technologies	6.3×
HAPNHappen	n/m
NUTXNutex Health	5.2×
LQDTLiquidity Services	15.6×
ATLCAtlanticus	n/m
WUWestern Union CO	3.5×
ECPGEncore Capital	16.6×
WDWalker & Dunlop	n/m
JCAPJefferson Capital	n/m
AGMFederal Agricultural Mortgage	n/m
PWPPerella Weinberg Partners	13.2×
Peer median	13.2×

What the price to free cash flow tells you

Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.

Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.

More on Pagaya Technologies

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.